Add cards to start comparing.

Compare Cards

Balance Transfer Credit Cards

See offers from our partners below.

Citi® Diamond Preferred® Card – 21 Month Intro Offer on BT and Purchases

 

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

4.2/5.0 from 1,860 Offer Ratings
Over the Past 60 Days!

(1,860) Over the Past 60 Days!
  • Intro Purchase APR 0%* for 21 months on Purchases*
  • Intro BT APR 0%* for 21 months on Balance Transfers*
  • Regular Purchase APR 13.49% - 23.49%* (Variable)
  • Annual Fee $0*
  • Credit Needed Excellent/Good
  • Card Brand Mastercard®

Highlights

  • Click "APPLY NOW" to apply online or call 877-836-4537 TTY: Use Relay Service
  • Get 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the variable APR will be 13.49%-23.49% based upon your creditworthiness.* 
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer. 
  • 24/7 access to Citi® Concierge for help in booking hotels, flights and more.
  • $0 liability on unauthorized purchases and Citi® Identity Theft Solutions.
  • No annual fee* 
  • Free access to FICO® Scores*

See additional details for Citi® Diamond Preferred® Card – 21 Month Intro Offer on BT and Purchases

More Info

Expand Details

BankAmericard® Credit Card

 

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

3.8/5.0 from 664 Offer Ratings
Over the Past 60 Days!

(664) Over the Past 60 Days!
  • Intro Balance Transfer APR 0% Intro APR for 15 billing cycles for balance transfers made in the first 60 days
  • Balance Transfer Fee $0 Intro balance transfer fee for the first 60 days your account is open. After that, the fee for future balance transfers is 3% (min. $10)
  • Regular APR 12.99% - 22.99% Variable APR on purchases and balance transfers
  • Annual Fee $0
  • Credit Needed Excellent/Good
  • Card Brand Mastercard®

Highlights

  • Click "APPLY NOW" to apply online or call 800-483-4499
  • 0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days, then 12.99% - 22.99% Variable APR
  • $0 Intro Balance transfer fee during first 60 days of account opening. After that, the fee for future balance transfers is 3% (min. $10).
  • No annual fee
  • No penalty APR. Paying late won't automatically raise your interest rate (APR). Other account pricing and terms apply.
  • Access your FICO® Score for free within Online Banking or your Mobile Banking app

See additional details for BankAmericard® Credit Card

More Info

Expand Details

Discover it® - 18 Month Balance Transfer Offer

 

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

3.7/5.0 from 202 Offer Ratings
Over the Past 60 Days!

(202) Over the Past 60 Days!
  • Intro Balance Transfer APR 0% for 18 Months*
  • Rewards Rate Up to 5% cash back in bonus categories, 1% on everything else*
  • Exclusive Bonus Offer Get a dollar-for-dollar match of all the rewards you've earned at the end of your first year, automatically*
  • Annual Fee $0
  • Credit Needed Excellent/Good Credit
  • Card Brand Discover

Highlights

  • Click "APPLY NOW" to apply online or call 888-333-5886
  • You could turn $200 into $400 with Cashback Match™. Get a dollar-for-dollar match of all the cash back you've earned at the end of your first year, automatically.
  • Earn 5% cash back in rotating categories each quarter like gas stations, Amazon.com, restaurants, wholesale clubs and more, up to the quarterly maximum each time you activate. Plus, 1% cash back on all other purchases.
  • Redeem your cash back for any amount, any time. Cash rewards never expire.
  • 100% U.S. based customer service.
  • Get your FICO® Credit Score for free on monthly statements, on mobile and online.
  • No annual fee.
  • Click "APPLY NOW" to see rates, rewards, FICO® Credit Score terms, Cashback Match™ details & other information.

See additional details for Discover it® - 18 Month Balance Transfer Offer

More Info

Expand Details

Citi® Double Cash Card – 18 month BT offer

 

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

4.5/5.0 from 869 Offer Ratings
Over the Past 60 Days!

(869) Over the Past 60 Days!
  • Intro APR 0%* for 18 months on Balance Transfers*
  • Rewards Rate Earn 1% on Purchases & 1% on Payments
  • Regular Purchase APR 14.49% - 24.49%* (Variable)
  • Annual Fee $0*
  • Credit Needed Excellent, Good
  • Card Brand Mastercard®

Highlights

  • Click "APPLY NOW" to apply online or call 888-343-4081 TTY: Use Relay Service
  • Earn cash back twice on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
  • Balance Transfers do not earn cash back
  • 0% Intro  APR on Balance Transfers for 18 months. After that, the variable APR will be 14.49% - 24.49% based on your creditworthiness
  • Click 'Apply Now' to see the applicable balance transfer fee and how making a balance transfer impacts interest on purchases.
  • No categories to track, no caps on cash back, no annual fee*

See additional details for Citi® Double Cash Card – 18 month BT offer

More Info

Expand Details

Citi Simplicity® Card - No Late Fees Ever

 

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

3.8/5.0 from 752 Offer Ratings
Over the Past 60 Days!

(752) Over the Past 60 Days!
  • Intro Purchase APR 0%* for 21 months on Purchases*
  • Intro BT APR 0%* for 21 months on Balance Transfers*
  • Regular Purchase APR 14.49% - 24.49% (Variable)
  • Annual Fee $0*
  • Credit Needed Excellent/Good
  • Card Brand Mastercard®

Highlights

  • Click "APPLY NOW" to apply online or call 877-886-4537 TTY: Use Relay Service
  • The ONLY card with No Late Fees, No Penalty Rate, and No Annual Fee… EVER.
  • 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the variable APR will be 14.49% - 24.49% based on your creditworthiness.
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
  • The same great rate for all balances, after the introductory period.
  • Save time when you call with fast, personal help, 24 hours a day – just say “representative”.
  • Enjoy the convenience of setting up your own bill payment schedule on any available due date throughout the month.

See additional details for Citi Simplicity® Card - No Late Fees Ever

More Info

Expand Details

Blue Cash Everyday® Card from American Express

 

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

3.8/5.0 from 486 Offer Ratings
Over the Past 60 Days!

(486) Over the Past 60 Days!
  • Welcome Offer $100 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months
  • Bonus Cash Back 3% at U.S. supermarkets on up to $6,000 per year in purchases*
  • Rewards Rates 2% cash back at U.S. gas stations and at select U.S. department stores, 1% back on other purchases.
  • Annual Fee $0
  • Credit Needed Excellent/Good
  • Card Brand American Express

Highlights

  • Click "APPLY NOW" to apply online or call 866-901-8258
  • $100 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.
  • No annual fee.
  • 3% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%).
  • 2% cash back at U.S. gas stations and at select U.S. department stores, 1% back on other purchases.
  • Low intro APR: 0% for 12 months on purchases and balance transfers, then a variable rate, currently 13.99% to 24.99%.
  • Expanding merchant acceptance: Over 1 million more places in the U.S. started accepting American Express® Cards in the last year.
  • Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits, gift cards, and merchandise.
  • Terms Apply.
  • See Rates & Fees

See additional details for Blue Cash Everyday® Card from American Express

More Info

Expand Details

Wells Fargo Platinum Visa® Card

 

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

3.7/5.0 from 302 Offer Ratings
Over the Past 60 Days!

(302) Over the Past 60 Days!
  • Introductory APR 0% for 18 months on purchases and balance transfers*
  • Low Fees Enjoy $0 Annual Fee
  • Cell Phone Protection Covers damage & theft, up to $600 per claim*
  • Annual Fee $0
  • Credit Needed Excellent
  • Card Brand Visa®

Highlights

  • Click "APPLY NOW" to apply online
  • 0% Intro APR for 18 months on purchases and balance transfers, then a 16.15%-25.99% variable APR; balance transfer fees apply
  • Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Platinum Visa® Card
  • Free access to your FICO® Credit Score with Wells Fargo Online®
  • Zero Liability protection for promptly reported unauthorized transactions
  • Convenient tools to help create a budget and manage your spending with My Money Map
  • $0 Annual Fee
  • Select "Apply Now" to learn more about the product features, terms, and conditions

See additional details for Wells Fargo Platinum Visa® Card

More Info

Expand Details

Barclaycard Ring™ Mastercard®

 

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

3.7/5.0 from 234 Offer Ratings
Over the Past 60 Days!

(234) Over the Past 60 Days!
  • Introductory APR 0% for 15 months
  • Rates & Fees No Annual Fee, No Balance Transfer Fee, & No Foreign Fees
  • Regular Purchase APR 13.99% Variable
  • Annual Fee $0
  • Credit Needed Excellent
  • Card Brand Mastercard®

Highlights

  • Click "APPLY NOW" to apply online
  • 0% Introductory APR for the first 15 months on purchases. Plus, you'll get a 0% introductory APR for 15 months on Balance Transfers made within 45 days of account opening. After that, a variable APR will apply, 13.99%
  • No balance transfer fees
  • No foreign transaction fees
  • Chip technology, so paying for your purchases is more secure at chip-card terminals in the U.S. and abroad
  • Free online access to FICO® Credit Score

See additional details for Barclaycard Ring™ Mastercard®

More Info

Expand Details

*General Disclaimer: See the online credit card application for details about terms and conditions. We make every effort to maintain accurate information. However, all credit card information is presented without warranty. To confirm terms and conditions, click the "Apply Now" button and review info on the secure credit card terms page.

Share your experiences, tips and tricks with us!

Let others learn from your experience. Ask questions. Share your thoughts and opinions about credit cards.

There is nothing we value more than the opinions of our customers. We encourage open discussions among all users and hope we can all share advice. Please keep our site clean and safe by following our posting guidelines and please, don't disclose personal information like your credit card numbers or account information.

Community Conversation

Thank you. Your comment has been submitted and is pending editorial review.
card loader

Sort by:

Picture of Erin Hines

By: | Feb 9, 2017

I want to transfer my $5,000 Best Buy CC balance to a 21 month 0% APR card with good perks and benefits if i use it also for long term expenses, not just to balance transfer. Credit score 750. What would you recommend i look at?

1 Reply

By: CompareCards | Feb 14, 2017

It sounds like the Discover It - 21 Month Balance Transfer Offer would be the perfect fit for you. As the name implies, this card offers 0% intro APR for 21 months on balance transfers. It also comes with a generous cash back rewards program and Discover's award-winning customer service!

Picture of Weldon Jones

By: | Feb 3, 2017

i have 4 credit cards that i am wanting to transfer to only one credit card so what credit card will take all 4 with a no transfer fee

1 Reply

By: CompareCards | Feb 6, 2016

If you're looking for no balance transfer fee, the Chase Slate card or Barclaycard Ring MasterCard will be your best options. Both of these cards also come with 0% intro APR for 15 months and no annual fee!

Picture of Chelsea Lennon

By: | Jan 29, 2017

I want to transfer $720 to a 0% credit card for about 14 months. i have four cards right now! what will be best for me?

1 Reply

By: CompareCards | Jan 30, 2017

It sounds like the Chase Slate would be the perfect card for you! This card comes with 0% intro APR for 15 months, no annual fee, and no fee for balance transfers made within the first 60 days.

Picture of Joan Shetterly

By: | Jan 27, 2017

Are there any 0 balance transfer cards with no transfer fee?

1 Reply

By: CompareCards | Jan 27, 2017

The Chase Slate is the only card that offers 0% intro APR and no intro transfer fee for balance transfers made within the first 60 days.

Picture of Janet Marzuillo

By: | Jan 27, 2017

I am in need to transfer 6,000.00 to an interest free card the longer the better. What do you suggest?

1 Reply

By: CompareCards | Jan 30, 2017

If you're looking for the longest 0% intro APR, the Citi Simplicity and the Citi Diamond Preferred each offer 0% intro APR for 21 months on purchases and balance transfers!

Picture of Virginia Nozzi

By: | Jan 25, 2017

Hello, I am currently have the Chase Slate card with a balance of approximately $2135, credit score 804. I am unable to transfer the balance to another Chase card (0% APR) therefore I would like to know what card would be recommended with 0% APR for balance transfers and purchase but with cash/points rewards.

1 Reply

By: CompareCards | Jan 25, 2017

If you're looking for a balance transfer credit card that will also offer rewards for new purchases, two excellent options would be the Citi Double Cash and the Discover It Card . Both of these cards come with no annual fee, a long 0% intro APR, and generous cash back rewards!

Picture of Elsie Nester

By: | Jan 23, 2017

I have poor to fair credit but I do not see any cards available for that? Are there any out there with no annual fee?

1 Reply

By: CompareCards | Jan 24, 2017

Check out our page for credit cards for poor credit to find the card that fits your needs. You may need to start with a secured credit card. Secured cards work just like normal credit cards, but you have to put down a refundable security deposit to get approved. The Capital One Secured MasterCard and the Discover it Secured Credit Card are both have no annual fee and are great options.

Picture of Marida Sapichino

By: | Jan 16, 2017

I would like to transfer $10.000.00 with a 0% APR 0% transfer fee and No Annual Fee my credit score is over 750 Thank you.

1 Reply

By: CompareCards | Jan 18, 2017

It sounds like the Chase Slate card would be a great option for you! This card comes with 0% intro APR for 15 months, no annual fee, and no fee for balance transfers made within the first 60 days.

Picture of Vincent Alexander

By: | Jan 15, 2017

I am going to be a risk for most creditors I have never had a credit card therefore credit activity is minimum..I know that I can make good use of a credit card ! Satisfying all responsibility owed.. that being said,Wish Me Luck

Picture of Shantell Austin

By: | Jan 13, 2017

I have a credit score of 725 and need to transfer a balance of $4,000, i would like no interest for 21 months, possibly no balance transfer fee and something with cash back options?

1 Reply

By: CompareCards | Jan 16, 2017

With a score of 725, your credit is considered "good" and there are a number of great balance transfer credit cards you may be able to get approved for. The Citi Diamond Preferred would be a great choice as it offers 21 months of 0% intro APR. Another good choice is the Chase Slate card which has no fee for balance transfers made within the first 60 days and 0% intro APR for 15 months.

Page:

These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

Compare 0% Balance Transfer Credit Cards & Offers

One of the main reasons that people shop for a new credit card is in order to find banks that offer special 0% balance transfer credit cards for the longest period of time and with low transfer fees. In recent years consumers have started to use credit cards more wisely than they did before the big credit crisis. Now they tend to shift high-interest card balances to cards that offer a lower APR, because in doing so they are able to gain immediate and substantial savings.

Use our free balance transfer calculator and credit card payoff calculator found on this site to figure out how much money you can save by getting a better interest rate. Then look in this section for the best balance transfer credit cards that offer good deals such as 0% interest for 1 to 2 years, no-fee balance transfers, and lower regular APR rates. You will want to pay special attention to any minimum charges or transfer % that a credit card company might impose on you for transferring a balance – deduct that cost from your overall savings in order to arrive at a real net savings for transferring to a new credit card.

Let’s say that you have a card that you’re currently paying 25% interest on, but you find a card here that will only charge you 3.99% for the first year and 18% thereafter. By moving your balance to the new card you can save more than 20% right away, and 7% over the long term. If your transfer amount is $3,000 that means you save around $500– $600 in interest within the next 12 months.

Reviews
" " CompareCards says issuers are providing such generous deals, they're virtually irresistible for those willing to switch.

" " Those who always pay their balances in full and on time will usually come out ahead.

" " The offers on the credit card landscape are constantly changing which is great news for consumers.

" " In the future, the companies that will thrive are those able to give customers exactly what they want, the way they want it, when they want it.

" " CompareCards was one of three sites that met all the criteria.

Trusted & Secure
  • Empowering over
    50,000,000 card holders Since 2005

  • Norton Secured
Back to top ↑