New High-Tech Apps Help Cardholders Manage Accounts

What do you use your cell phone for? You chat, update your Facebook page, snap some photos and, manage your credit card accounts? It’s true – new technology is pushing you further into the world of doing everything from that one hand-held device you cannot go without. Several new apps are now available to those credit card holders who have smart phones, and they can help monitor expenses or process credit card transactions on the move.

Top Apps To Check Out

Are you looking for a few apps to add to your mobile phone that could help you to gain better control over the way you manage your money? According to Mashable.com, 82 percent of adults in theUnited States are active cell phone users. Of those, 43 percent have apps on their phones. 2/3 of them use the apps all the time. 24 percent of all American adults, then, are using apps for all sorts of needs.

Check out Mint

The financial website Mint, for example, offers an app that conveniently keeps tabs on multiple accounts while it also manages the cardholder’s budget. Money management is enhanced by features that allow the user to create custom-made budgets or either use ones that are based on their typical spending patterns. Once the app is set up then bank accounts and credit card accounts are automatically monitored by Mint.

Square App

The Square app, on the other hand, makes it much easier to rack up purchases on plastic. Once it’s downloaded to a compatible device it can turn a mobile phone into a portable credit card machine. There is no contract to sign and no monthly fee for the service. Instead there is a flat fee of 2.75% per transaction. The device itself – which plugs into the phone – is free.

PageOnce

Then there are apps that specialize in helping you organize your spending and manage your money so that you don’t ever miss a payment. PageOnce, for example, is an app that provides instant alerts when it is time for you to pay a bill. It can also help you keep track of such things as how many rewards miles you’ve earned. It’s also a free app compatible with several popular smart phone platforms.

Which Apps Do You Use?

Many credit card companies have apps for you to use to access your favorite accounts. Simply go to the credit card company’s website and find out if there’s a mobile app for it. Many MasterCard and Visa accounts provide this access.