New High-Tech Apps Help Cardholders Manage Accounts

Several new apps are now available to those credit card holders who have smart phones, and they can help monitor expenses or process credit card transactions on the move.

The financial website Mint, for example, offers an app that conveniently keeps tabs on multiple accounts while it also manages the cardholder's budget. Money management is enhanced by features that allow the user to create custom-made budgets or either use ones that are based on their typical spending patterns. Once the app is set up then bank accounts and credit card accounts are automatically monitored by Mint.
The Square app, on the other hand, makes it much easier to rack up purchases on plastic. Once it's downloaded to a compatible device it can turn a mobile phone into a portable credit card machine. There is no contract to sign and no monthly fee for the service. Instead there is a flat fee of 2.75% per transaction. The device itself – which plugs into the phone – is free.

Then there are apps that specialize in helping you organize your spending and manage your money so that you don't ever miss a payment. PageOnce, for example, is an app that provides instant alerts when it is time for you to pay a bill. It can also help you keep track of such things as how many rewards miles you've earned. It's also a free app compatible with several popular smart phone platforms.