Category: Money Management

Sallie Mae recently reported that about 35% of college students who used their credit cards to pay for direct educational expenses – such as tuition and textbooks – did so… READ FULL ARTICLE

A new report from the Pew Health Group emphasizes that although 90 percent of Americans use checking accounts, those who have credit cards enjoy greater consumer protections. Although many consumers… READ FULL ARTICLE

Cintas Corporation, a leader in secure document management, just announced that debt-slaying mom Amy Van Gundy of Ventura, CA won the company's grand prize in its first-ever “Shred Your Debt… READ FULL ARTICLE

Most Americans are by now aware that the USA typically lags behind other industrialized nations when it comes to education in such things as math, science, history, geography, and language.… READ FULL ARTICLE

Lots of banks talk about how they really want to look out for their customers, and almost every financial institution uses slick ad campaigns to make them appear more compassionate… READ FULL ARTICLE

Harlequin Enterprises – the legendary romance novel publishing company – has been around for 60 years and has sold more than 6 billion books. But recently it made new history… READ FULL ARTICLE

Although many consumers have a total disconnect in their minds between mortgage finance and using their credit cards for such things as shopping, restaurants, and gasoline, the Fair Isaac Corp.,… READ FULL ARTICLE

ABC News reported recently that most of those consumers who buy debt protection products for their credit cards are not really getting their money's worth, because the plans cost way… READ FULL ARTICLE

While many parents struggle with how they can impart financial wisdom and consumer savvy to their kids, the company Financial Footprint has come up with some innovative ideas to help… READ FULL ARTICLE

Research recently conducted by Experian – which is one of the world's leading sources of credit reporting data – shows that consumers still have some worrisome bad habits when it… READ FULL ARTICLE

Many cardholding travelers don't realize until they get home and start paying for their overseas vacations that many credit card companies charge as much as three percent extra for charges… READ FULL ARTICLE

You’d expect to find CliffsNotes on algebra, chemistry, history, languages and Shakespeare. There’s even one on monopoly-not the game, but Monopolistic Competition and Oligopoly. But a CliffsNotes on budgeting? Yep.… READ FULL ARTICLE

Some of the world's most renowned and respected financial planners and investment advisors have begun to recommend that investors – even ordinary ones just trying to save for retirement –… READ FULL ARTICLE

Warren Buffett is not only one of the richest people to have ever lived in the USA but he is the most famous and successful stock market investor of all… READ FULL ARTICLE

Those who fail to do proper planning for their estate in terms of leaving a last will and testament and clear instructions regarding how their financial assets and other property… READ FULL ARTICLE

Loans are terribly hard to come by in 2010 because banks have tightened their standards, people are short on savings and income due to the lingering impact of a severe… READ FULL ARTICLE

The demographic population of senior citizens is the fastest growing one in the USA, and as that segment of the population ages there is more and more need to shop… READ FULL ARTICLE

Nothing is harder during tough economic times than to set aside money for some future date that may be years and years away, and that is why everyone should establish… READ FULL ARTICLE

Each year we read tax tips about how to legally pay less in taxes. But another thing to stay informed about if you want to avoid trouble with the IRS… READ FULL ARTICLE

Now that the tax year 2009 is over and the new year is here, many Americans are starting to make plans for tax preparation and filing of IRS form. Soon… READ FULL ARTICLE

During the recent economic recession many investors watched as the stock markets crashed, wiping out many of their gains and erasing profits from the stock and mutual fund portfolios. But… READ FULL ARTICLE

Almost anyone who knows about real estate also knows that springtime is the peak time to sell a house – because the weather is warm, buyers are out looking at… READ FULL ARTICLE

Although very few people take advantage of it, one of the fastest paths to significant tuition savings is to buy rental property. That's because the biggest cost in terms of… READ FULL ARTICLE

Every year around this time the financial experts and tax planners come out of the woodwork and inundate us with last minute tax advice. They always emphasize the importance of… READ FULL ARTICLE

The ROTH IRA is one of the simplest and most cost effective ways to save for retirement, especially for those who are self-employed and do not have the advantage of… READ FULL ARTICLE

A practical and easy way to reveal problem areas in a personal or household budget is to simply track every single penny you spend for an entire month.
The hardest… READ FULL ARTICLE

If the company you work for doesn't offer a retirement plan, such as a 401(k), you should lobby for one. So says an article in summer issue of Kiplingers Personal… READ FULL ARTICLE

Although “The Savage Truth on Money, a book by personal finance columnist Terry Savage, was published a decade ago, many of the facts and figures are still meaningful. Here, summarized,… READ FULL ARTICLE

Would you like to buy a foreclosed home, so you can live in it, resell it, or rent it to somebody else? If so, the 3rd (2008) Edition of Keys… READ FULL ARTICLE

First, you have to learn the lingo. The 2009 book, Investing in Gold, by Jonathan Spall, has a helpful Glossary of Terms following 12 chapters that cover gold mining, refining,… READ FULL ARTICLE

Over the years, countless comics, humorists and others have made humorous comments about money, personal finance, the economy and other related topics. Here, from a giant new book entitled Make… READ FULL ARTICLE

If someone asked you to explain them in simple terms, how would you define the following: 1. 401(k); 2. Annuity; 3. Dollar cost averaging; 4. Ex-date; 5. Gap Down; 6.… READ FULL ARTICLE

A top-rated stock picker and frequent guest on TV shows, Natalie Pace is the author of Put Your Money Where Your Heart Is: Investment Strategies for Lifetime Wealth, published last… READ FULL ARTICLE

Did you ever deposit a check for hundreds or thousands of dollars, and wish it would clear right away so you can write your own checks against it?
Probably so.… READ FULL ARTICLE

When financial adviser Spencer Sherman found himself crossing a police line to retrieve his work files from a burning office building, he realized he had money madness. He noticed it… READ FULL ARTICLE

Wayne Allyn Root is a self-made millionaire, TV celebrity and Las Vegas gambling legend. In his 2005 book, Millionaire Republican: Why Rich Republicans Get Richand How You Can Too!, he… READ FULL ARTICLE

Despite the tremendous odds against it, every week or so somebody wins a state or multi-state lottery worth millions of dollars. A recent Mega Millions jackpot was worth a whopping… READ FULL ARTICLE

Rich Like Them, a new book by Ryan D'Agostino, is subtitled My Door-to-Door Search for the Secrets of Wealth in America's Richest Neighborhoods. For research, he knocked on 500 doors… READ FULL ARTICLE

If you plan to buy a house in foreclosure, sooner or later you're going to personally inspect it. But before you do, read the following, from the just-published 3rd Edition… READ FULL ARTICLE

The 2009 edition of The World Almanac and Book of Facts is packed with over 1,000 pages of informationmuch of it little known. For example (with our comments in parentheses),… READ FULL ARTICLE

Are you spending too much money on food, leaving you less money to pay off credit cards and use for other purposes? If so, 25 money-saving tips in J.K. Lasser's… READ FULL ARTICLE

If you're planning to refinance your home mortgage, you probably compared the interest rates offered by various potential lenders. But you probably did not compare, or even ask about, the… READ FULL ARTICLE

In theory, the more you earn, the better you're able to keep your debt under control. (Let's ignore the fact that many people spend every penny they earnand moreand fall… READ FULL ARTICLE