You might be hurting from the recession and trying to figure out how to pay your credit card balance down, but the credit card company reports that it is doing… READ FULL ARTICLE

In mid-September Chase Bank's online credit card customer account site was down for most of a day, leaving millions of cardholders locked out of online credit card account management services.… READ FULL ARTICLE

After one or two major cities installed parking meters that will accept plastic, the historic area of Alexandria, VA known as Old Town decided to do the same. Alexandria City… READ FULL ARTICLE

The CARD Act or credit card reform act that was signed into law last year is now in full effect, but still many consumers are suffering from super high interest… READ FULL ARTICLE

A new magnetic stripe technology has been created that allows computer architecture to be embedded right into the card you carry in your wallet, which makes it possible to actually… READ FULL ARTICLE

The State University of New York recently put new policies into place that are meant to help stop deceptive credit card marketing schemes that target unwary students. These days the… READ FULL ARTICLE

According to some industry estimates the average American now has as much as $12,000 in credit card debt, but there are ways to reduce debt while learning to use credit… READ FULL ARTICLE

The Fed recently issued the results of its 2010 Senior Loan Officer Survey, which shows that lenders across the USA predict improvements in loan repayments. Those include expectations of significantly… READ FULL ARTICLE

While many universities are under fire for the unethical practice of signing lucrative contracts with banks in exchange for pushing credit cards on students and encouraging them to use them… READ FULL ARTICLE

More Americans have found themselves in tough financial straits during the lingering economic crisis. Many have lost homes to foreclosure, are unemployed and unable to manage their debt, or have… READ FULL ARTICLE

A recent study took data from more than 1,200 different credit card company contracts and analyzed it to determine just how easy it is for the average consumer to understand… READ FULL ARTICLE

Professional cards or small business cards such as those offered through the Capital One World MasterCard and Citibank's CitiBusiness and AAdvantage Mastercards are popular with many business owners. But critics… READ FULL ARTICLE

Whenever the economy suffers a downturn crime statistics tend to trend upward, because more people turn to illegal activities in order to make money. So it is no wonder that… READ FULL ARTICLE

During the summer credit card scammers were out in full force, but one of the newest ways they are trying to steal your credit card number is by attaching a… READ FULL ARTICLE

As odd as it might sound, children are the new targets of credit card fraudsters. The number of fraud cases related to children and credit cards has nearly doubled recently… READ FULL ARTICLE

There are some new reasons to start carrying plastic these days, although some of them are still in a pilot or trail phase. But if they catch on and prove… READ FULL ARTICLE

A recent study conducted by the company Saga Personal Finance revealed that people over 50 are also over their heads in debt and that their financial shortcomings are a growing… READ FULL ARTICLE

The National Association of Realtors (NAR) is the professional trade association for the majority of real estate agents and brokers, and as such the organization has tremendous influence. Now the… READ FULL ARTICLE

Not only are credit cards handy and convenient, but they also offer many consumer protections that lots of people who carry cards can benefit from if problems arise. Paying with… READ FULL ARTICLE

Online shopping used to be for a nerdy minority who were tech savvy and adventurous enough to trust cyberspace with their credit card information, but these days almost everyone shops… READ FULL ARTICLE

Those who follow just one procedure can easily avoid credit card payment hassles and help preserve or raise their precious credit score. This tip is simple, but is often the… READ FULL ARTICLE

The corporate website for MasterCard was taken offline and rendered inaccessible in early December as a result of an apparent cyber attack launched against the card company by supporters of… READ FULL ARTICLE

As reported by CNBC and USA Today, many older Americans have decided that since their days are numbered they might as well max-out their sunset years by also taking out… READ FULL ARTICLE

Many consumers became completely disillusioned with traditional credit rating agencies like Moody's and Standard & Poor's in the wake of the subprime mortgage crisis and subsequent economic crash that wiped… READ FULL ARTICLE

The whole USA depends upon the Federal Reserve Bank as the central banking system for the government and the hub of all banks within the nation. The Fed sets interest… READ FULL ARTICLE

According to the British newspaper the Telegraph, cardholders have done a pretty remarkable job of lowering their credit card debt this year by repaying more of their outstanding credit card… READ FULL ARTICLE

The results of a recent survey conducted by the Morrison's store chain in Britain and published in the widely read and well respected UK Telegraph newspaper confirm what many women… READ FULL ARTICLE

The National Foundation for Credit Counseling (NFCC) is sponsoring the 2011 “Be Money Wi$e National Financial Literacy Poster Contest. The idea behind the competition is to inspire young people to… READ FULL ARTICLE

The Royal Canadian Mounted Police have recently received a high volume of complaints from consumers targeted by a rather slick con game. The fraudulent use of their credit card information… READ FULL ARTICLE

Just after MasterCard's main website was temporarily shut down as a result of a cyber attack launched against it, similar attacks from the same group of high-tech, super stealthy computer… READ FULL ARTICLE

Even small town America is not immune from slick scams that try to persuade consumers to accidentally and inadvertently give up their private financial information or credit card account data.… READ FULL ARTICLE

Consumers all over the USA noticed a rather conspicuous uptick in mailed offers from their credit card companies – or the competitors of their card companies – in the final… READ FULL ARTICLE

As recently reported by Reuters news agency, one of the members of the U.S. Federal Reserve, Elizabeth Duke, said that because of trouble with credit card debts more people are… READ FULL ARTICLE

Equifax – one of the three major credit reporting agencies in the world – has recently introduced an online tool to help consumer manage and reduce their debt. Hopefully doing… READ FULL ARTICLE

Elizabeth Warren, the financial expert assigned to start a new consumer protection agency that is responsible for protecting cardholders and other customers from abusive practices, continues her push for simpler… READ FULL ARTICLE

As you have probably heard, the supporters and fans of WikiLeaks founder Julian Assange were upset when credit card processing companies and banks stopped letting WikiLeaks use their financial services.… READ FULL ARTICLE

A 19-year old who is already serving a 5-year sentence for grievous bodily harm was recently in court again, but this time it was for buying downloads of songs that… READ FULL ARTICLE

If you want to make a laudable New Year's vow to reduce your debt and also give yourself the chance to win ten grand to help you with your 2011… READ FULL ARTICLE

A joint letter was filed today with the Federal Trade Commission (FTC) by a group of different nonprofit consumer credit counseling agencies, complaining about the allegedly unfair and unethical practices… READ FULL ARTICLE

Those who use a BlackBerry can now enjoy a new technology that enables them to accept credit card transactions with a secure reader that essentially performs the same function as… READ FULL ARTICLE

As recently reported by an Ohio newspaper, college student loan debt has risen to extraordinary levels and it continues to climb – increasing an average of six percent in 2010… READ FULL ARTICLE

TIAA-CREF, the leading provider of financial services and retirement planning to the academic, medical, and nonprofit fields, recently awarded Johathan Chan – who graduated from Northwestern University in 2010 –… READ FULL ARTICLE

Mint.com is one of the most popular online resources for people who are trying to learn how to better manage their money. The company behind the website offers a variety… READ FULL ARTICLE

Travelex, the leading foreign exchange agency, has begun to offer travelers in the USA a new kind of debit card known as the Chip and Pin Cash Passport. The idea… READ FULL ARTICLE

Younger consumers – those in their 20s and 30s – want a card that suits their lifestyle, and most rewards cards are not tailored to their uniquely youthful needs. But… READ FULL ARTICLE

Lots of credit card users are aware that they can open an online account to facilitate such things as paperless statements and online bill paying. But what many consumers don't… READ FULL ARTICLE

According to a statistics recently released by Synovate Mail Monitor, Americans got nearly 650 million offers to apply for a new credit card during the months of April through June,… READ FULL ARTICLE

If you have ever been a victim of a credit card scam you are now in some fabulous company because even superstars have had their credit card numbers stolen and… READ FULL ARTICLE

Lots of experienced travels already know that before you go overseas it is a good idea to get in touch with your bank or credit card company and let them… READ FULL ARTICLE

Thousands of dentists, chiropractors, cosmetic surgeons, eye doctors, and other health care providers across the country have been offering credit card to their patients, tempting them to accept the cards… READ FULL ARTICLE

American Express recently scored highest among credit card companies for customer satisfaction, and Discover came in with a strong second place ranking. This is the 4th year in a row… READ FULL ARTICLE

A new kind of virtual credit card called VCPay works through smart phones and allows users to make purchases or pay bills online in a secure fashion.
The prepaid virtual… READ FULL ARTICLE

Barclaycard has launched the NFL Extra Points credit card just in time for football season that rewards cardholders with points that can be redeemed for special pro football experiences. Those… READ FULL ARTICLE

In the wake of credit reform legislation passed earlier this year we hear lots of politicians and credit card companies talking about how easy it is to now understand our… READ FULL ARTICLE

Thanks to a tough economy and high unemployment, many consumers are easily persuaded to sign up for credit card payment protection insurance plans. These plans usually offer benefits such as… READ FULL ARTICLE

According to the chief executive of the dominant search engine company Google, mobile phones will soon replace traditional credit cards and merchant card swiping machines. During the annual Web 2.0… READ FULL ARTICLE

The new White House adviser assigned to set up the Consumer Financial Protection Bureau, Elizabeth Warren, reported that she will make credit card disclosures and transparency of cardholder contracts one… READ FULL ARTICLE

The ubiquitous Salvation Army volunteers who stand out in the cold during the Christmas holidays to ring their bells and inspire charitable donations are keeping up with the times. This… READ FULL ARTICLE

During holiday shopping sprees many people will be confronted with the choice of using their credit card or signing up for a department store or retail shop charge card and… READ FULL ARTICLE

A recent wave of card fraud that occurred in Seattle was at first thought to involve several different businesses but the Secret Service’s Electronic Crimes Task Force told reporters that… READ FULL ARTICLE

Starting this month new amendments to the Fair Credit Reporting Act will require lenders to send a Risk-Based Pricing disclosure notice to customers anytime they give the customer less favorable… READ FULL ARTICLE

In some states it is legal to institute a freeze on your credit, which is done by paying a fee of about $20 to each of the “big three credit… READ FULL ARTICLE

Based on analysis done by the Pageonce financial services company, people who use an iPhone also use their credit cards significantly more than consumers who instead use an Android, Blackberry,… READ FULL ARTICLE

The controversy over how universities in the USA handle private or confidential information about enrolled students and how they profit from secretive contracts with card companies took a dramatic new… READ FULL ARTICLE

If you are unhappy with the service you get from your credit card company then you may want to discover the benefits of carrying a Discover card. The company earned… READ FULL ARTICLE

Black Friday shoppers on the biggest shopping day of the year did not use as much plastic as they typically do, and that was a bad sign for retailers because… READ FULL ARTICLE

According to analysis conducted by the financial research firm, DataMonitor, consumers have gradually shifted their borrowing styles and depend less on traditional personal loans like those from banks or credit… READ FULL ARTICLE

A former employee of JPMorgan Chase filed a lawsuit against the bank for wrongful termination, and now she has filed an official complaint with the Securities and Exchange Commission (SEC).… READ FULL ARTICLE

Browsing the Internet from your favorite caf or while waiting around between flights at the airport can be fun and it can also be a good use of your time… READ FULL ARTICLE

Identify theft, credit card fraud, and computer hacking are becoming increasingly prevalent and costly crimes that every consumer needs to be aware of and protected from – especially those who… READ FULL ARTICLE

This week the Supreme Court of the United States heard a case brought forward by Chase Bank and one of its credit card customers, a fellow named James McCoy. In… READ FULL ARTICLE

Here are three simple tips that can help you save money when you go shopping in the New Year, because much of the money that consumers piddle away can be… READ FULL ARTICLE

Fair Isaac – the company that invented the FICO score or credit score which is used by almost all financial services institutions – a uses mathematical formulas to get a… READ FULL ARTICLE

The reality TV show sisters who launched the Kardashian Kard – a prepaid credit card targeting young people that was named after the minor celebs – crashed and burned within… READ FULL ARTICLE

Job-hunting? Might you be soon? If so, you’re not alone. The U.S. jobless rate just hit 8.9%, the worst since 1983-up another 8.5% since the previous month.
Losing your job… READ FULL ARTICLE

You’d expect to find CliffsNotes on algebra, chemistry, history, languages and Shakespeare. There’s even one on monopoly-not the game, but Monopolistic Competition and Oligopoly. But a CliffsNotes on budgeting? Yep.… READ FULL ARTICLE

Do you run a small business, or do you hope to? In Earvin “Magic”… READ FULL ARTICLE

If you consistently pay only the minimum amount due on your credit card accounts, your balance is close to your credit limit, and your credit score is nothing to rave… READ FULL ARTICLE

If you’re not making enough money to pay your bills, eliminate your debt, and live comfortably, perhaps you have the wrong kind of job (assuming you have a job).
Many… READ FULL ARTICLE

There are dozens of tax deductions you might be eligible for, even if you don’t qualify for business-related deductions. So it’s easy to overlook some that could save you hundreds… READ FULL ARTICLE

If you’re always in debt…if you never seem to have any money left over at the end of the month…here’s a simple way to find out exactly why. Plus, what… READ FULL ARTICLE

When a person dies, or becomes incompetent or incapacitated, a trusted relative, friend or attorney should be prepared to step in and take over their financial affairs, if authorized to… READ FULL ARTICLE

This month the Federal Reserve Bank of New York released its Quarterly Report on Household Debt and Credit for the third quarter of 2010, and revealed that the level of… READ FULL ARTICLE

While our website focuses on providing consumers and business owners with their credit card options, we are often asked how someone can begin accepting credit cards online for their business.… READ FULL ARTICLE

Although the federal government enacted the CARD Act last year in order to offer more consumer protections for cardholders, credit card companies have managed to cleverly exploit loopholes in the… READ FULL ARTICLE

With the economy still in the grips of a recession, the banking industry continued to be extra cautious when it came to lending and allowing new customers to borrow.  Americans… READ FULL ARTICLE

The company has a strange name that sounds like something out of a science fiction movie or your high school calculus class, and you have probably never heard of it… READ FULL ARTICLE

Any student can tell you that the first thing they get in the mail when they return to campus is a wad of offers from credit card companies. But what… READ FULL ARTICLE

Nations that are ahead of the technological curve in terms of credit card security systems are rapidly adopting an innovative type of card-reading device known as “chip and pin technology.… READ FULL ARTICLE

Although it is does not have the population centers and metropolitan cities of other more prominent states, the rather rural and down-to-earth state of Vermont often leads the way when… READ FULL ARTICLE

In this day and age of sophisticated telecommunications, online media, and almost constant video surveillance, most consumers are concerned about infringements upon their right to privacy. But now there is… READ FULL ARTICLE

In this day and age of sophisticated telecommunications, online media, and almost constant video surveillance, most consumers are concerned about infringements upon their right to privacy. But now there is… READ FULL ARTICLE

Although it is does not have the population centers and metropolitan cities of other more prominent states, the rather rural and down-to-earth state of Vermont often leads the way when… READ FULL ARTICLE

Recently a huge arrangement involving selling of names and addresses of students and former students to credit card companies – in exchange for big financial kickbacks – came to light.… READ FULL ARTICLE

Start checking your mail! With the recent credit crunch and tightening of credit criteria for new credit card account holders, credit card companies are sending out fewer direct mail credit… READ FULL ARTICLE

If you are like most credit card owners who frequently reach for your plastic when paying for purchases, you have probably been asked – at least from time to time… READ FULL ARTICLE