Reviews
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Our pick for best welcome offer
- Regular Purchase APR 20.99% - 27.99% Variable
- Intro Purchase APR N/A
- Intro BT APR N/A
- Annual Fee $95
- Credit Needed Excellent
- Card Brand Visa®
- Regular Purchase APR 20.99% - 27.99% Variable
- Intro Purchase APR N/A
- Intro BT APR N/A
- Annual Fee $95
- Credit Needed Excellent
- Card Brand Visa®
Highlights
- Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
- Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.
- Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Travel℠. For example, 60,000 points are worth $750 toward travel.
- Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
- Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2027.
- Member FDIC
Card Fees
$0
Either $5 or 5% of the amount of each transfer, whichever is greater.
Up to 29.99%
Ongoing Information
Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.
$95
Expert Reviews
From the CompareCards.com Editorial Team, updated on Nov 15, 2024
Chase Sapphire Preferred® Cardholders can enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more. You can also earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. These points are all redeemable in travel through Chase Travel℠.
Rewards can be used on a wide range of airlines, and points don't expire as long as your account remains open.
Meanwhile, there are no foreign transaction fees and you can take advantage of a pretty appealing welcome offer — earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
The annual fee is $95.
Expert Reviews of the Chase Sapphire Preferred® Card
The Bottom Line
The Chase Sapphire Preferred® Card offers those who have credit a generous rewards program, plus a high level of customer service with additional perks and privileges.
The Good
Reward accumulation is practically endless with this card. You can earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. This card lets you earn points on all purchases, with additional bonus points rewarded for travel, dining, streaming and online grocery purchases.
The Not so Good
The annual fee is $95. Also, you need credit to qualify for this card.
Editorial Note: This content is not provided by Chase. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Chase.
Consumer Reviews
OFFER RATING
/5.0
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- Sign-Up Bonus Earn 30,000 bonus points ($300 travel value) after spending $3,000 on qualifying purchases within 90 days of account opening. Earn a one-time $95 statement credit when you make your first purchase within 90 days of account opening.
- Eligibility Must be a USAA® member, or become a member, to apply.
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- Credit Needed Good / Excellent
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Highlights
- Select “Apply Now” to take advantage of this specific offer and learn more about product features, terms and conditions.
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