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4/5.0 from 0 Offer Ratings
Over the Past 60 Days!
The Plum Card® from American Express
Reviews
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CompareCards says issuers are providing such generous deals, they're virtually irresistible for those willing to switch.
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Those who always pay their balances in full and on time will usually come out ahead.
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The offers on the credit card landscape are constantly changing which is great news for consumers.
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In the future, the companies that will thrive are those able to give customers exactly what they want, the way they want it, when they want it.
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CompareCards was one of three sites that met all the criteria.
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- Regular Purchase APR N/A
- Intro Purchase APR N/A
- Intro BT APR N/A
- Annual Fee $250‡
- Credit Needed Good / Excellent
- Card Brand American Express
- Regular Purchase APR N/A
- Intro Purchase APR N/A
- Intro BT APR N/A
- Annual Fee $250‡
- Credit Needed Good / Excellent
- Card Brand American Express
Highlights
- Paying early pays off: earn an unlimited 1.5% Early Pay Discount on eligible charges paid within 10 days of your statement closing date and see the discount applied to your next statement when you pay at the least the Minimum Payment Due by the Payment Due Date.
- Take up to 60 days to pay with no interest‡, when you pay your minimum due by the Payment Due Date.
- No Foreign Transaction Fees.‡
- Terms Apply. Learn More.
Card Fees
Foreign Transaction Fee
None
Balance Transfer Fee
N/A
Penalty APR
N/A
Ongoing Information
Rewards Rate
N/A
Annual Fee
$250‡
Expert Reviews
From the CompareCards.com Editorial Team, updated on Mar 03, 2025
The Plum Card® from American Express is run on a discount system, meaning that you can lower the bill you have to pay if you comply with certain guidelines from American Express. On the flip side, if you are not able to pay your card balance right away, you can wait 60 days without incurring any interest charges.
This card has a $250‡ annual fee. All in all, this could be a great card for your business transactions.
The Plum Card® from American Express is also backed by American Express's excellent customer service, and allows cardholders to manage their accounts online. As a business owner on-the-go, this convenience can streamline your accounting for you.
To see rates & fees for The Plum Card® from American Express please click here.Expert Reviews of The Plum Card® from American Express
The Bottom Line
The Plum Card® from American Express is an excellent option for business owners with established credit. If you choose to pay off your card balance early, you can receive a nice discount on the money you owe. To see rates & fees for The Plum Card® from American Express, please click here.
The Good
Just about every feature for the this card fits the "good" category. You can earn a discount if you pay off the card balance early, or you can wait a full 60 days to gather the funds and nix the discount.
The Not so Good
This card does charge a slightly higher annual fee, so make sure you will get enough out of it to compensate for that. Furthermore, if you don't pay off your balances early, this might not be the right card for you. You need excellent credit to qualify for this card.
Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by American Express.
Consumer Reviews
OFFER RATING
/5.0
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Highlights
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Highlights
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Highlights
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