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50,000,000 card holders
Since 2005
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CompareCards is compensated by companies on this site and this compensation may impact how and where offers appear on this site (such as the order). CompareCards does not include all credit cards available in the marketplace.
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- Regular Purchase APR 18.49% - 35.99% variable
- Intro Purchase APR N/A
- Intro BT APR N/A - no balance transfer
- Annual Fee $0
- Credit Needed Good / Excellent
- Card Brand Visa®
- Regular Purchase APR 18.49% - 35.99% variable
- Intro Purchase APR N/A
- Intro BT APR N/A - no balance transfer
- Annual Fee $0
- Credit Needed Good / Excellent
- Card Brand Visa®
Highlights
- 1.5% unlimited cashback
- No foreign transaction or ATM fees
- Free unlimited supplementary cards for your employees
- Redeem as a statement credit to reduce your balance or to a variety of travel and retail gift card options
- Spend management tools to monitor employee cards
- Applying won't affect the applicant's personal credit score
- Credit checks are with TransUnion, Equifax & Experian
- Capital on Tap Business Credit Cards are issued by WebBank
Card Fees
Foreign Transaction Fee
None
Balance Transfer Fee
N/A
Penalty APR
None
Ongoing Information
Rewards Rate
1.5% unlimited cashback
Annual Fee
$0
Expert Reviews
From the CompareCards.com Editorial Team, updated on Aug 20, 2024
Expert Reviews of the Capital on Tap Business Credit Card
The Bottom Line
The Good
The Not so Good
Editorial Note: This content is not provided by Capital on Tap. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Capital on Tap.
Consumer Reviews
OFFER RATING
/5.0
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How CompareCards Gets Paid
CompareCards is compensated by companies on this site and this compensation may impact how and where offers appear on this site (such as the order). CompareCards does not include all credit cards available in the marketplace.
- Sign-Up Bonus Earn $1,000 bonus cash back after you spend $10,000 on purchases in the first 3 months from account opening.
- Travel Benefits Unlimited 5% total cash back on travel purchased through Chase Travel℠, No Foreign Transaction Fees and Trip Cancellation/Trip Interruption Insurance.
- Foreign Transaction Fee $0
- Annual Fee $195
- Credit Needed Good / Excellent
- Card Brand Visa®
- Sign-Up Bonus Earn $1,000 bonus cash back after you spend $10,000 on purchases in the first 3 months from account opening.
- Travel Benefits Unlimited 5% total cash back on travel purchased through Chase Travel℠, No Foreign Transaction Fees and Trip Cancellation/Trip Interruption Insurance.
- Foreign Transaction Fee $0
- Annual Fee $195
- Credit Needed Good / Excellent
- Card Brand Visa®
Highlights
- Earn $1,000 bonus cash back after you spend $10,000 on purchases in the first 3 months from account opening.
- Earn unlimited 2.5% total cash back on purchases of $5,000 or more and unlimited 2% cash back on all other business purchases.
- Travel Benefits: Unlimited 5% total cash back on travel purchased through Chase Travel℠, No Foreign Transaction Fees and Trip Cancellation/Trip Interruption Insurance.
- The only business credit card with 2.5% cash back on every purchase of $5,000 or more.
- Get the buying power you need to make large purchases, cover monthly expenses and help your business grow. While you must pay your Pay In Full balance each month, this card has built-in flexibility. The Flex for Business feature allows for qualifying purchases to be paid over time with interest.
- Purchase with confidence with built-in protections like Fraud Protection, Zero Liability Protection, Purchase Protection, Cell Phone Protection, and Extended Warranty Protection.
- There's no additional cost for employee cards. Monitor spend with digital tools like purchase alerts, set spending limits, reporting, and more.
- Member FDIC
See additional details for Ink Business Premier® Credit Card
- Intro Purchase APR 0% Intro APR on Purchases for 12 months, then 18.49% to 24.49% Variable
- Sign-Up Bonus Earn $350 when you spend $3,000 on purchases in the first three months and an additional $400 when you spend $6,000 on purchases in the first six months after account opening.
- Cash Back Rewards Earn 5% cash back in select business categories
- Annual Fee $0
- Credit Needed Excellent
- Card Brand Visa®
- Intro Purchase APR 0% Intro APR on Purchases for 12 months, then 18.49% to 24.49% Variable
- Sign-Up Bonus Earn $350 when you spend $3,000 on purchases in the first three months and an additional $400 when you spend $6,000 on purchases in the first six months after account opening.
- Cash Back Rewards Earn 5% cash back in select business categories
- Annual Fee $0
- Credit Needed Excellent
- Card Brand Visa®
Highlights
- Earn $350 when you spend $3,000 on purchases in the first three months and an additional $400 when you spend $6,000 on purchases in the first six months after account opening
- Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
- Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other purchases
- 10% Business Relationship Bonus If you have the Ink Business Cash card plus a Chase Business Checking account on your first card anniversary
- With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
- No Annual Fee
- Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®.
- 0% introductory APR for 12 months on purchases
- Member FDIC
See additional details for Ink Business Cash® Credit Card
- Rewards Rate 1.5% Cash Back on every purchase; 5% Cash Back on hotels and rental cars booked through Capital One Travel
- Sign-Up Bonus $500 Cash Back once you spend $4,500 on purchases within the first 3 months from account opening
- APR 18.49% - 24.49% (Variable) on purchases and balance transfers
- Annual Fee $0
- Credit Needed Excellent
- Card Brand Mastercard®
- Rewards Rate 1.5% Cash Back on every purchase; 5% Cash Back on hotels and rental cars booked through Capital One Travel
- Sign-Up Bonus $500 Cash Back once you spend $4,500 on purchases within the first 3 months from account opening
- APR 18.49% - 24.49% (Variable) on purchases and balance transfers
- Annual Fee $0
- Credit Needed Excellent
- Card Brand Mastercard®
Highlights
- Earn a $500 bonus when you spend $4,500 in the first 3 months of account opening
- Earn unlimited 1.5% cash back for your business on every purchase, everywhere — with no limits or category restrictions
- No annual fee
- Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel
- Rewards won't expire for the life of the account
- Redeem your cash back rewards for any amount
- Free employee cards, which also earn unlimited 1.5% cash back on all purchases
- $0 Fraud Liability for unauthorized charges
- For Capital One products listed on this page, some of the benefits may be provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.
See additional details for Capital One Spark Cash Select for Excellent Credit
