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- Regular Purchase APR 18.74% - 28.74% (Variable)
- Intro Purchase APR N/A
- Intro BT APR N/A
- Annual Fee $0
- Credit Needed Good
- Card Brand Mastercard®
- Regular Purchase APR 18.74% - 28.74% (Variable)
- Intro Purchase APR N/A
- Intro BT APR N/A
- Annual Fee $0
- Credit Needed Good
- Card Brand Mastercard®
Highlights
- Earn 5,000 bonus points after spending $500 in the first 3 months of account opening, redeemable for $50 in gift cards or travel rewards at thankyou.com.
- Bonus ThankYou® Points are not available if you received a new account bonus for a Citi Rewards+® account in the past 48 months or if you converted another Citi credit card account on which you earned a new account bonus in the last 48 months into a Citi Rewards+ account.
- Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X Points on All Other Purchases.
- Earn 5X total ThankYou® Points on hotels, car rentals and attractions booked on the Citi Travel℠ portal through 12/31/2025.
- The variable APR for purchases and balance transfers is 18.74% - 28.74%, based on your creditworthiness.
Card Fees
Foreign Transaction Fee
3%
Balance Transfer Fee
Balance transfer fee applies with this offer 5% of each balance transfer, $5 minimum.
Penalty APR
Up to 29.99% (Variable)
Ongoing Information
Rewards Rate
Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X Points on All Other Purchases. Earn 5X total ThankYou® Points on hotels, car rentals and attractions booked on the Citi Travel℠ portal through 12/31/2025.
Annual Fee
$0
Expert Reviews
From the CompareCards.com Editorial Team, updated on Jan 16, 2025
Getting a student credit card and using it responsibly is a great way to build a positive credit history. If you drive and buy groceries, you could earn valuable points on items you’d buy anyway, while you build your credit score. Get a little extra reward on everything you buy with this card!
Expert Reviews of the Citi Rewards+® Student Card
The Bottom Line
This card starts off with a nice sign up bonus. Get Earn 5,000 bonus points after spending $500 in the first 3 months of account opening, redeemable for $50 in gift cards or travel rewards at thankyou.com. The everyday rewards rate is solid: earn Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X Points on All Other Purchases. Earn 5X total ThankYou® Points on hotels, car rentals and attractions booked on the Citi Travel℠ portal through 12/31/2025..
The Good
This card has $0 annual fee, so you won’t pay for card membership.
The Not so Good
If you don’t have a car and eat meals on a college meal plan, the rewards structure may not be the best fit for you.
Editorial Note: This content is not provided by Citibank. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Citibank.
Consumer Reviews
OFFER RATING
/5.0
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See additional details for Discover it® Student Cash Back
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- Disclosures
See additional details for Firstcard® Secured Credit Builder Card with Cashback
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- No credit score required to apply.
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- 0% intro APR on purchases for 6 months, then the standard variable purchase APR of 17.24% - 26.24% applies.
- Terms and conditions apply.
See additional details for Discover it® Student Chrome
