Delta SkyMiles® Reserve American Express Card | CompareCards.com

Delta SkyMiles® Reserve American Express Card

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Rates & Fees | Terms Apply
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Delta SkyMiles® Reserve American Express Card

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Rates & Fees

Terms Apply

  • Regular Purchase APR 19.99%-28.99% Variable
  • Intro Purchase APR N/A
  • Intro BT APR N/A
  • Annual Fee $650
  • Credit Needed Good / Excellent
  • Card Brand American Express
  • Regular Purchase APR 19.99%-28.99% Variable
  • Intro Purchase APR N/A
  • Intro BT APR N/A
  • Annual Fee $650
  • Credit Needed Good / Excellent
  • Card Brand American Express

Highlights

  • Earn 70,000 Bonus Miles after you spend $5,000 in eligible purchases on your new Card in your first 6 months of Card Membership.
  • Enjoy complimentary access to the Delta Sky Club® when you fly Delta. Effective 2/1/25, Reserve Card Members will receive 15 Visits per year to the Delta Sky Club; to earn an unlimited number of Visits each year starting on 2/1/25, the total eligible purchases on the Card must equal $75,000 or more between 1/1/24 and 12/31/24, and each calendar year thereafter. Once all 15 Visits have been used, Eligible Card Members may purchase additional Delta Sky Club Visits at a per-Visit rate of $50 per person using the Card.
  • Receive four Delta Sky Club® One-Time Guest Passes each year when you fly Delta so you can share the experience with family and friends.
  • Enjoy complimentary access to The Centurion® Lounge when you book a Delta flight with your Reserve Card.
  • Receive $2,500 Medallion® Qualification Dollars each Medallion Qualification Year and get closer to Status with MQD Headstart.
  • Earn $1 Medallion® Qualification Dollar for each $10 of purchases made on your Delta SkyMiles® Reserve American Express Card in a calendar year and get a boost toward achieving elevated Medallion Status for next Medallion Year.
  • Receive a Companion Certificate on a Main Cabin round-trip flight within the U.S. and to Mexico, the Caribbean, or Central America each year after renewal of your Card. The Companion Ticket requires payment of the government-imposed taxes and fees of no more than $80 for round-trip domestic flights and no more than $250 for round-trip international flights (both for itineraries with up to four flight segments). Baggage charges and other restrictions apply. See terms and conditions for details.
  • $240 Resy Credit: When you use your Delta SkyMiles® Reserve American Express Card for eligible purchases with U.S. Resy restaurants, you can earn up to $20 each month in statement credits. Enrollment required.
  • $120 Rideshare Credit: Earn up to $10 back in statement credits each month after you use your Delta SkyMiles® Reserve American Express Card to pay for U.S. rideshare purchases with select providers. Enrollment required.
  • Delta SkyMiles® Reserve American Express Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
  • With your Card receive upgrade priority over other Medallion Members within the same Medallion level and fare class.
  • Delta SkyMiles® Reserve American Express Card Members with an eligible ticket will be added to the Complimentary Upgrade list, after Delta SkyMiles Medallion Members.
  • Earn 3X Miles on Delta purchases and earn 1X Miles on all other eligible purchases.
  • No Foreign Transaction Fees.
  • $650 Annual Fee.
  • Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
  • Terms Apply.

Card Fees

Foreign Transaction Fee

None

Balance Transfer Fee

N/A

Penalty APR

29.99% Variable

Ongoing Information

Rewards Rate

Earn 3X Miles on Delta purchases. Earn 1X Mile on all other eligible purchases.

Annual Fee

$650

Expert Reviews

From the CompareCards.com Editorial Team, updated on Dec 19, 2024

If you are a frequent Delta flier – or want to fly Delta more often by earning some free tickets through a travel rewards program – then the Delta Reserve card from Amex may be just the plastic you’ve been waiting to get.

Earn 70,000 Bonus Miles after you spend $5,000 in eligible purchases on your new Card in your first 6 months of Card Membership.

Now for the kicker: the annual fee for this little piece of plastic is an extraordinary $650.

*To see rates & fees for Delta SkyMiles® Reserve American Express Card, please click here.

Expert Reviews of the Delta SkyMiles® Reserve American Express Card

  • 3.0

    Regular APR

  • 2.0

    Intro APR

  • 3.0

    Fees

  • 4.0

    Benefits

  • 3.0/5

    Overall Rating

The Bottom Line

This is a rather pricey Amex card for those who want to rack up Delta awards, and it is most appropriate for those whose spending will earn enough bonuses and perks to justify the annual fee which is $650. To see rates & fees for Delta SkyMiles® Reserve American Express Card, please click here.

The Good

With this card you get lots of freebies that benefit the frequent air traveler, including an annual companion certificate on eligible flights after renewal of your card. You can also earn lots of bonus points by being a heavy credit card spender.

The Not so Good

The annual fee is $650.

Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by American Express.

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