Rated 4/5.0 stars by our editorial team
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4/5.0 from 0 Offer Ratings
Over the Past 60 Days!
Firstcard® Secured Credit Builder Card with Cashback
Reviews
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CompareCards says issuers are providing such generous deals, they're virtually irresistible for those willing to switch.
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Those who always pay their balances in full and on time will usually come out ahead.
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The offers on the credit card landscape are constantly changing which is great news for consumers.
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In the future, the companies that will thrive are those able to give customers exactly what they want, the way they want it, when they want it.
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CompareCards was one of three sites that met all the criteria.
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- Regular Purchase APR 0%
- Intro Purchase APR 0%
- Intro BT APR N/A
- Annual Fee From $4.99/month
- Credit Needed Limited
- Card Brand Mastercard®
- Regular Purchase APR 0%
- Intro Purchase APR 0%
- Intro BT APR N/A
- Annual Fee From $4.99/month
- Credit Needed Limited
- Card Brand Mastercard®
Highlights
- Build credit faster, cheaper, and safer
- No credit checks and no credit history are required to open a credit card
- Accepts immigrants and internationals without an SSN - apply with a passport and visa.
- 0% APR. Don’t worry about overspending. What you deposit is what you can spend.
- No account minimum, no interest, and no overdraft fee
- Get up to 15% Merchant Cashback at 29,000 partner merchants
- Get up to 10% Random Cashback on all qualifying transactions
- Earn 4.00% APY with Firstcard Premium, 2.00% APY with Firstcard+, or 0.75% APY with Firstcard Standard on the money in your Firstcard
- Earn an additional 1% Unlimited Cashback with Firstcard Premium on all qualifying transactions on top of the two cashback offerings (Merchant Cashback and Random Cashback)
- Monitor your credit score right in the app
- Get an in-depth monthly credit report with Firstcard+ and Firstcard Premium
- Instant access to your virtual card once your account is approved and you add your virtual card to your phone’s digital wallet
- Your money is protected with Firstcard — automatically insured up to $250,000 by FDIC (backed by the U.S. government)
- Disclosures
Card Fees
Foreign Transaction Fee
$0 (with Firstcard Premium)
Balance Transfer Fee
N/A
Penalty APR
N/A
Ongoing Information
Rewards Rate
Get up to 15% Merchant Cashback at 29,000 partner merchants. Get up to 10% Random Cashback on all qualifying purchases. Earn an additional 1% Unlimited Cashback with Firstcard Premium on all qualifying transactions on top of the two cashback offerings.
Annual Fee
From $4.99/month
Expert Reviews
From the CompareCards.com Editorial Team, updated on Dec 12, 2024
We don't have a review for this card yet, but sit tight! There's one coming soon.
Expert Reviews of the Firstcard® Secured Credit Builder Card with Cashback
The Bottom Line
The Firstcard® Secured Credit Builder Card with Cashback stands out among secured credit cards by offering cashback rewards on purchases, providing an added incentive for users. This feature, coupled with its primary function of helping individuals build or rebuild their credit, positions it as a unique option in the secured card market.
The Good
The Firstcard® Secured Credit Builder Card with Cashback distinguishes itself with its cashback rewards feature, offering financial incentives on purchases, which is a notable benefit for a secured card aimed at building or rebuilding credit.
The Not so Good
While the cashback rewards add value, the Firstcard® Secured Credit Builder Card with Cashback might come with higher than average fees for certain transactions, which could erode the overall benefits for users who are particularly fee-sensitive.
Editorial Note: This content is not provided by Firstcard. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Firstcard.
Consumer Reviews
OFFER RATING
/5.0
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Highlights
- INTRO OFFER: Unlimited Cashback Match for all new cardmembers – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! So you could turn $50 cash back into $100. Or turn $100 cash back into $200. There’s no minimum spending or maximum rewards. Just a dollar-for-dollar match.
- Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases.
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- No credit score required to apply.
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See additional details for Discover it® Student Cash Back
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Highlights
- INTRO OFFER: Unlimited Cashback Match for all new cardmembers – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! So you could turn $50 cash back into $100. Or turn $100 cash back into $200. There’s no minimum spending or maximum rewards. Just a dollar-for-dollar match.
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- No credit score required to apply.
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See additional details for Discover it® Student Chrome
- Rewards Rate 1.5% Cash Back on every purchase, every day; 5% Cash Back on hotels and rental cars booked through Capital One Travel (terms apply)
- No Rotating Categories No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
- APR 19.49% - 29.49% (Variable)
- Annual Fee $0
- Credit Needed Limited / Fair
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- Annual Fee $0
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Highlights
- Earn unlimited 1.5% cash back on every purchase, every day
- Early Spend Bonus: Earn $50 when you spend $100 in the first three months
- Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
- Enjoy no annual fee, foreign transaction fees, or hidden fees
- Lock your card in the Capital One Mobile app if it's misplaced, lost or stolen
- Earn up to $500 a year by referring friends and family when they're approved for a Capital One credit card
- Build your credit with responsible card use
- Whether you're at a 4-year university, community college or other higher education institution, this card might be an option for you
- For Capital One products listed on this page, some of the benefits may be provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply
See additional details for Capital One Quicksilver Student Cash Rewards Credit Card
