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- Regular Purchase APR 17.74% - 23.74% Variable
- Intro Purchase APR 0% Intro APR on Purchases for 12 months
- Intro BT APR N/A
- Annual Fee $0
- Credit Needed Good / Excellent
- Card Brand Visa®
- Regular Purchase APR 17.74% - 23.74% Variable
- Intro Purchase APR 0% Intro APR on Purchases for 12 months
- Intro BT APR N/A
- Annual Fee $0
- Credit Needed Good / Excellent
- Card Brand Visa®
Highlights
- Earn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening
- Earn unlimited 1.5% cash back on every purchase made for your business
- No Annual Fee
- Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®.
- Earn rewards faster with employee cards at no additional cost. Set individual spending limits for greater control.
- Round-the-clock monitoring for unusual credit card purchases
- With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
- 0% introductory APR for 12 months on purchases
- Member FDIC
Card Fees
Foreign Transaction Fee
3% of each transaction in U.S. dollars
Balance Transfer Fee
Either $5 or 5% of the amount of each transfer, whichever is greater.
Penalty APR
Up to 29.99%
Ongoing Information
Rewards Rate
Earn unlimited 1.5% cash back on every purchase made for your business
Annual Fee
$0
Expert Reviews
From the CompareCards.com Editorial Team, updated on Dec 03, 2024
The Ink Business Unlimited® Credit Card is a excellent option for business owners looking for a cash back credit card to boost their bottom line. This credit card has everything a business owner could want in a credit card - a $0 annual fee, a generous rewards rate, and a long intro APR.
For starters, as a new cardholder, you will earn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening. But the cash back doesn't stop there. For ongoing rewards you earn unlimited 1.5% cash back on every purchase made for your business.
On top of the great cash back rewards, this card also comes with a long intro APR of 0% Intro APR on Purchases for 12 months. That means you can pay off your business expenses over time without worrying about being charged interest during the intro period. Overall, the long list of valuable perks make the Ink Business Unlimited® Credit Card a top choice for any business owner.
Expert Reviews of the Ink Business Unlimited® Credit Card
The Bottom Line
This credit card has all the perks a business owner could want. A long intro APR, great rewards, and the $0 annual fee make this a great choice for anyone.
The Good
The sign-up bonus is among the biggest we've seen for a business credit cards, and it's especially generous considering this card also comes with a $0 annual fee and a lengthy intro APR on purchases.
The Not so Good
There is a foreign transaction fee of 3% of each transaction in U.S. dollars, which means you might want to refrain from using this card overseas.
Editorial Note: This content is not provided by Chase. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Chase.
Consumer Reviews
OFFER RATING
/5.0
Related Card Offers
- Sign-Up Bonus Earn $1,000 bonus cash back after you spend $10,000 on purchases in the first 3 months from account opening.
- Travel Benefits Unlimited 5% total cash back on travel purchased through Chase Travel℠, No Foreign Transaction Fees and Trip Cancellation/Trip Interruption Insurance.
- Foreign Transaction Fee $0
- Annual Fee $195
- Credit Needed Good / Excellent
- Card Brand Visa®
- Sign-Up Bonus Earn $1,000 bonus cash back after you spend $10,000 on purchases in the first 3 months from account opening.
- Travel Benefits Unlimited 5% total cash back on travel purchased through Chase Travel℠, No Foreign Transaction Fees and Trip Cancellation/Trip Interruption Insurance.
- Foreign Transaction Fee $0
- Annual Fee $195
- Credit Needed Good / Excellent
- Card Brand Visa®
Highlights
- Earn $1,000 bonus cash back after you spend $10,000 on purchases in the first 3 months from account opening.
- Earn unlimited 2.5% total cash back on purchases of $5,000 or more and unlimited 2% cash back on all other business purchases.
- Travel Benefits: Unlimited 5% total cash back on travel purchased through Chase Travel℠, No Foreign Transaction Fees and Trip Cancellation/Trip Interruption Insurance.
- The only business credit card with 2.5% cash back on every purchase of $5,000 or more.
- Get the buying power you need to make large purchases, cover monthly expenses and help your business grow. While you must pay your Pay In Full balance each month, this card has built-in flexibility. The Flex for Business feature allows for qualifying purchases to be paid over time with interest.
- Purchase with confidence with built-in protections like Fraud Protection, Zero Liability Protection, Purchase Protection, Cell Phone Protection, and Extended Warranty Protection.
- There's no additional cost for employee cards. Monitor spend with digital tools like purchase alerts, set spending limits, reporting, and more.
- Member FDIC
See additional details for Ink Business Premier® Credit Card
- Rewards Rate 1.5% Cash Back on every purchase; 5% Cash Back on hotels and rental cars booked through Capital One Travel
- Sign-Up Bonus $500 Cash Back once you spend $4,500 on purchases within the first 3 months from account opening
- APR 17.99% - 23.99% (Variable) on purchases and balance transfers
- Annual Fee $0
- Credit Needed Excellent
- Card Brand Mastercard®
- Rewards Rate 1.5% Cash Back on every purchase; 5% Cash Back on hotels and rental cars booked through Capital One Travel
- Sign-Up Bonus $500 Cash Back once you spend $4,500 on purchases within the first 3 months from account opening
- APR 17.99% - 23.99% (Variable) on purchases and balance transfers
- Annual Fee $0
- Credit Needed Excellent
- Card Brand Mastercard®
Highlights
- Earn a $500 bonus when you spend $4,500 in the first 3 months of account opening
- Earn unlimited 1.5% cash back for your business on every purchase, everywhere — with no limits or category restrictions
- No annual fee
- Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel
- Rewards won't expire for the life of the account
- Redeem your cash back rewards for any amount
- Free employee cards, which also earn unlimited 1.5% cash back on all purchases
- $0 Fraud Liability for unauthorized charges
- For Capital One products listed on this page, some of the benefits may be provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply
See additional details for Capital One Spark Cash Select
- Intro and Regular APR 0% on purchases for 12 months from date of account opening, then 17.49% - 25.49% Variable
- Rewards Rate Earn 2X points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter. Terms and limitations apply.
- Flexible Spending Enjoy the flexibility to put more purchases on the Card
- Annual Fee No annual fee
- Credit Needed Good / Excellent
- Card Brand American Express
- Intro and Regular APR 0% on purchases for 12 months from date of account opening, then 17.49% - 25.49% Variable
- Rewards Rate Earn 2X points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter. Terms and limitations apply.
- Flexible Spending Enjoy the flexibility to put more purchases on the Card
- Annual Fee No annual fee
- Credit Needed Good / Excellent
- Card Brand American Express
Highlights
- Earn 15,000 Membership Rewards® points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.
- 0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 17.49% - 25.49%, based on your creditworthiness and other factors at account opening. APR will not exceed 29.99%
- Earn 2X points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter. Terms and limitations apply.
- You’ve got the power to spend beyond your credit limit* with Expanded Buying Power. *The amount you can spend above your credit limit is flexible, so it adapts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors. Just remember, the amount you can spend with Expanded Buying Power is not unlimited.
- No Annual Fee
- Terms Apply.
See additional details for The Blue Business® Plus Credit Card from American Express
