USAA Eagle Navigator® Credit Card | CompareCards.com

USAA Eagle Navigator® Credit Card

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USAA Eagle Navigator® Credit Card

 

Rated 4.5/5.0 stars by our editorial team

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  • Regular Purchase APR 19.40% to 27.65% variable
  • Intro Purchase APR N/A
  • Intro BT APR N/A
  • Annual Fee $95
  • Credit Needed Good / Excellent
  • Card Brand Visa®
  • Regular Purchase APR 19.40% to 27.65% variable
  • Intro Purchase APR N/A
  • Intro BT APR N/A
  • Annual Fee $95
  • Credit Needed Good / Excellent
  • Card Brand Visa®

Highlights

  • Must be a USAA® member, or become a member, to apply. USAA proudly offers membership to current and former military, as well as their spouses and dependents.
  • Intro Offer: Earn 30,000 bonus points ($300 travel value) after spending $3,000 on qualifying purchases within 90 days of account opening.
  • 3X points on travel purchases - triple your points on tolls, rideshares, hotels, vacation rentals, flights and more.
  • 2X points on everyday purchases - double your points on groceries, gas, dining, bills and more
  • Earn a one-time $95 statement credit when you make your first purchase within 90 days of account opening.
  • Earn 10,000 bonus points every year - applies after you complete eligible hotel or car booking. That's equal to a $100 travel value.
  • Up to $120 credit towards TSA PreCheck® or Global Entry® fee every four years.
  • Enjoy valuable travel benefits and protection, including Auto Rental Coverage, Travel Accident Coverage, Trip Interruption Coverage, Baggage Delay Reimbursement, Purchase Security and Cell Phone Protection.
  • No foreign transaction fees.
  • Points never expire for the life of the account and there are no spend caps on point earning.
  • Redeem points your way, on your schedule.
  • A fee of 5% of the amount of each balance transfer, cash advance and convenience check applies.
  • 19.40% to 27.65% variable regular APR.
  • $95 annual fee.
  • See Rates and Fees for details.
  • Terms and Restrictions apply. See the Guide to Benefits and Reward Terms and Conditions on USAA’s website for details.
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Card Fees

Foreign Transaction Fee

None

Balance Transfer Fee

5% of the amount of each balance transfer and convenience check

Penalty APR

N/A

Ongoing Information

Rewards Rate

3X points on travel purchases, 2X points on everyday purchases

Annual Fee

$95

Expert Reviews

From the CompareCards.com Editorial Team, updated on Dec 02, 2024

If you’re a USAA member, this travel card is hard to beat. Cardholders get a wide range of benefits including a generous welcome offer, a stellar rewards rate and a credit to cover TSA PreCheck® or Global Entry. With a relatively low annual fee of $95, we think the perks of owning this card can easily outweigh the cost.

Expert Reviews of the USAA Eagle Navigator® Credit Card

  • 4.0

    Regular APR

  • 0.0

    Intro APR

  • 4.0

    Fees

  • 4.5

    Benefits

  • 4.5/5

    Overall Rating

The Bottom Line

This card offers a straightforward and appealing way to earn travel rewards. Cardholders can rack up points on everyday purchases, all while taking advantage of valuable travel perks like the TSA PreCheck® or Global Entry credit. If you’re a USAA member and you’re willing to pay a moderate fee, we think this travel card is a win.

The Good

The USAA Eagle Navigator® Credit Card beats out similarly priced travel cards by offering 3X points on travel purchases, 2X points on everyday purchases.

The Not so Good

The welcome offer is relatively easy to achieve, but it’s not as large as some other popular travel cards at this level. It’s also important to remember that you must be a USAA member to apply for this card.

Editorial Note: This content is not provided by USAA. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by USAA.

Consumer Reviews

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YOUR RATING

 

Rated 4.5/5.0 stars by our editorial team

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4.5/5.0 from 0 Offer Ratings
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