Pay 0% Intro APR Until Nearly 2026

This cash rewards card comes with a unique welcome offer unlike anything you’ve seen: Unlimited Cashback Match for all new cardmembers – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300. The Discover it^® Cash Back card earns 5% cash back at different places each quarter up to the quarterly maximum when you activate. 1% unlimited cash back on all other purchases - automatically. On top of the incredible rewards program, this card comes with 0% Intro APR for 15 months. There is even no annual fee, no foreign transaction fees, and no late fee for your first late payment.

The Citi Double Cash Credit Card, from our partner Citi, is the perfect card for earning cash back on all purchases without having to follow category restrictions throughout the year. What makes this card so unique is the ability for consumers to earn additional cash back just for making on-time payments: earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. to earn cash back, pay at least the minimum due on time. plus, a special travel offer, earn 5% total cash back on hotel, car rentals and attractions booked on the citi travel℠ portal through 12/31/25.

With this card, you’re basically earning double cash back for doing what you already do on a monthly basis; making purchases and paying your bill. What’s more, you don’t need to enroll in any program and there’s no cap on the cash back you can earn.

Cardmembers will also enjoy an intro APR of 0% intro APR for 18 months on Balance Transfers, then 18.24% - 28.24% (Variable) APR after that - this is about as good as it gets for paying no interest on balance transfers on a card with no annual fee!

The Capital One Quicksilver Cash Rewards Credit Card is a card that truly offers the best of both worlds, with a long period of 0% intro APR on purchases and solid cash back rewards. Take advantage of 0% intro on purchases for 15 months and then 19.24% - 29.24% (Variable) APR after that intro period is over. That gives you over a year to to pay down your balance with no interest charges weighing you down - perfect when you have a large expense coming up. It's the same for balance transfers: an APR of 0% intro on balance transfers for 15 months (Balance transfer fee applies) followed by an ongoing APR of 19.24% - 29.24% (Variable); balance transfer fee applies.

But the real standout feature on this card is the rich cash back rewards program. You will earn cash back on everything you buy, everywhere - an impressive 1.5% Cash Back on every purchase, every day; 5% Cash Back on hotels and rental cars booked through Capital One Travel (terms apply). Plus, new cardholders can earn a one-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening. Even better, the Capital One Quicksilver Cash Rewards Credit Card comes with a $0 annual fee, so you can put all the cash back you earn to work for you instead of paying down fees.

It’s not often we see something that completely changes the game when it comes to credit card rewards, but that’s exactly what’s happening with the Wells Fargo Active Cash^® Card. How is this card re-shaping the rewards landscape? It all starts with its headline feature: cardholders earn unlimited 2% cash rewards on purchases with no restrictions on categories and no expiration date on rewards. Let that sink in – no other card on the market today offers such a high rate of truly unlimited cash rewards. If you’re looking for a no-maintenance card that can help you maximize your returns on every purchase you make, this is absolutely it. And it gets even better if you’re a new cardholder: you can earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months from account opening.

But this $0-annual fee card isn’t just good for rewards – it’s also an excellent way to mitigate the cost of a large expense or get out of debt. The Wells Fargo Active Cash^® Card offers a lengthy 0% intro APR period on purchases: 0% intro APR for 12 months from account opening on purchases, then 19.24%, 24.24%, or 29.24% Variable APR after that intro period is up. And if you’re transferring a balance from a high-interest credit card, you can get the same period of 0% intro APR: 0% intro APR for 12 months from account opening on qualifying balance transfers, then 19.24%, 24.24%, or 29.24% Variable APR after that. This gives you incredible flexibility in covering life’s unexpected (and often expensive) developments, and with this card’s already industry-leading rewards program you can feel confident always having this card in your wallet.

If you’re looking to take control of how you earn credit card rewards, the Bank of America^® Customized Cash Rewards credit card is hard to ignore. This card’s stand-out feature is its three-tiered rewards program – you can earn 3% cash back in the category of your choice. 2% cash back at grocery stores and wholesale clubs for the first $2,500 in combined choice category/grocery store/wholesale club quarterly purchases. 1% cash back on all other purchases. and, if you’re a new cardholder, $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening. Since you can change that 3% cash back category each month, you can maximize your cash back without having to wait for the right rewards category to roll around.

But this card isn’t just a winner when it comes to rewards. The Bank of America^® Customized Cash Rewards credit card also offers lengthy periods of 0% intro APR on purchases and balance transfers. Enjoy 0% Intro APR for 15 billing cycles for purchases on purchases and then 18.24% - 28.24% Variable APR after that to help you pay off big ticket items without running up a large interest bill. And if you’re looking to consolidate debt, get 0% Intro APR for 15 billing cycles for any balance transfers made in the first 60 days and then 18.24% - 28.24% Variable APR on balance transfers after that intro period is up. Balance transfers may not be used to pay any account provided by Bank of America. Even better, because this card comes with a $0 annual fee, you can focus on earning cash back and not on paying down fees.

The Wells Fargo Autograph^® Card is something we don’t often see – a fresh entry in the rewards space that offers both top-tier points multipliers on key categories and solid intro APR on purchases. Let’s start with those rewards. Earn unlimited 3X points on restaurants, travel, gas stations, transit, popular streaming services and phone plans. Plus earn 1X points on other purchases. That makes this card an ideal choice for maximizing your rewards whether you’re adventuring abroad or bingeing your new favorite show at home. And that’s not all—if you’re a new cardholder, you can take advantage of a Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months - that's a $200 cash redemption value..

This card also offers purchase peace of mind with 0% intro APR for 12 months from account opening on purchases, with 19.24%, 24.24%, or 29.24% Variable APR after that. One more important thing to note is that this card has a $0 annual fee, which makes the Wells Fargo Autograph^® Card even more attractive for those looking for a low-interest card with some rewards punch.

The high-paying Bank of America^® Travel Rewards credit card is one of the best flexible travel rewards cards available if you don’t want to pay an annual fee. And the long period of 0% intro APR just sweetens the deal — cardholders get 0% Intro APR for 15 billing cycles for purchases and then 18.24% - 28.24% Variable APR after the intro. This credit card also offers 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases. On top of the generous sign-up bonus, you will earn 1.5 points per $1 spent on all purchases. 3 points per $1 spent on travel purchases booked through the Bank of America Travel Center. The rewards rate makes it easy to rack up travel rewards without having to game or figure out a complicated rewards structure. Just swipe and rake in rewards on every single purchase.

And when it comes time to redeem your rewards, this hassle-free card makes things easy. You can redeem points for a statement credit to pay for flights on any airline, any hotel, vacation package, rental car, baggage fees and more. No blackout dates. And the best part? You get all of this for a $0 annual fee.