To request an interview, please contact us at:

press@comparecards.com

To request an interview with Chief Industry Analyst Matt Schulz or for other media inquiries, please contact us at:

press@comparecards.com

Press Coverage

To request an interview with Chief Industry Analyst Matt Schulz or for other media inquiries, please contact us at:

press@comparecards.com

Half of Americans with this credit card regretted getting one

MarketWatch

The average annual percentage rate (APR) for a store card is 24.97%, according to CompareCards. Read More


Set boundaries for kids and credit cards

Tribune Content Agency

Data compiled by CompareCards service revealed that more than half of parents with children under age 18 have let their kids borrow the plastic, and nearly half of those respondents regretted doing so. Read More


Companies need to let you know about data breaches — eventually

Yahoo Finance

A survey compiled by CompareCards found that over the last 12 months consumers have been more proactive in protecting their personal information, with 65 per cent of consumers reporting to have looked at their online bank and credit card statements more often, and 50 per cent of respondents said they set up alerts to notify on statement charges. Read More


Should you let your child use your credit card?

ConsumerAffairs

A survey by CompareCards, a subsidiary of LendingTree, found 52 percent of parents have allowed their children under 18 to use their credit cards to make online purchases. Not surprisingly, 48 percent of the parents who did that now say they regret doing it. Read More


New Type of Credit Score Aims to Widen Pool of Borrowers

The New York Times

“This is all about giving banks a bigger pond to fish in for customers,” Matt Schulz, chief industry analyst at CompareCards.com, said in a statement on the scoring option. Read More


Almost half of Americans have loaned their credit or debit card to children under 18: survey

Yahoo Finance

Yahoo Finance’s Alexis Christoforous talks with Matt Schulz of CompareCards.com about parents loaning their children credit cards. Read More


Your child could be running up your credit card bill. You can fix that

CNBC

A new survey from CompareCards found that 29 percent of parents have had their children under age 18 use their credit or debit cards without their permission. Read More


Half of parents who trust their kids with this money move regret doing it

Moneyish

More than half of Americans with kids under 18 have let their kids borrow their credit or debit card to buy something online, according to research released this week by CompareCards.com. Often that doesn’t go well: Nearly half (48%) of them regret doing it. Read More


The 4 Worst Retail Credit Cards for This Holiday Season

MoneyTalksNews

The average annual percentage rate (APR) for retail credit cards is 24.97 percent, according to a recent CompareCards.com analysis. Meanwhile, the average APR Americans pay on their credit cards is 16.46 percent. Read More


New FICO score will help more people get access to credit, banking pros say

NBC News

“There’s long been a real interest among the banks to find a way to assign a credit score to folks who have never taken out a loan, so there’s a lot of work that’s being put into finding some way to predict the creditworthiness of folks who have very little credit,” said Matt Schulz, chief industry analyst at CompareCards. Read More


The Danger of Store Credit Cards

Cheddar

Should you sign up for the store credit cards the cashiers are always pushing? According to CompareCards.com, you may want to think twice before saying yes. Store cards may save you on one purchase but could cost you in interest rates. The average annual percentage rate among the 50 companies in the report was almost 25 percent. Read More


FICO credit scores may jump, yet consumers should be wary. Here’s why

CNBC

A separate report by CompareCards recently reviewed credit cards from 50 of the nation’s largest retailers and found the average store card APR is now nearly 25 percent and can be as high as 30 percent. Read More


New FICO credit score will include info from checking, savings accounts

San Francisco Chronicle

The new score also could help mainstream lenders compete with startups such as Petal, a credit card issuer that looks, again with permission, at an applicant’s bank account information, said Matt Schulz, chief industry analyst with Comparecards.com. He added that banks “have been doing this internally for years,” meaning that if a checking account customer wants credit, the bank will look at the customer’s checking account history. Read More


Data breaches prompt consumers to protect themselves

CTV News

A new survey by CompareCards indicates that in the last 12 months, consumers have taken some kind of action to protect themselves. Read More


This Week In Credit Card News

Forbes

https://www.forbes.com/sites/billhardekopf/2018/10/19/this-week-in-credit-card-news-the-lack-of-fixed-rate-cards-consumers-regret-getting-store-cards/#2f6908fd1da4 Read More


Why women notoriously have more credit card debt than men

Fox Business

What’s more, women may be at the losing end of this trend. According to new study, more than one in four female cardholders (26%) say they are “not at all” confident in being able to pay their bills in full this month, nearly double the percentage of men at 14%. Read More


Survey: 20% of Americans do not feel they can pay their credit card balances in full

Ladders

Research has found that 12% of Americans say they’d prefer a new iPhone over a better credit score, but recently updated information from CompareCards.com shows that 20% of Americans don’t think they can pay their credit card balances in full this month. Read More


American Express plans major changes to its popular Gold Card

MarketWatch

The latest updates American Express announced for the Gold Card also appear to be an effort to make it more competitive with Chase’s JPM, -0.44% Sapphire credit cards, said Matt Schulz, chief industry analyst at CompareCards.com. Read More


Facebook says 50 million user accounts affected by security breach

Fox News

Matt Schulz, Chief Industry Analyst at CompareCards, said the breach is another reminder to keep accounts secure. “This breach can be yet another wake-up call for people to take their online security seriously," Schulz said in comments obtained by Fox News. "We think nothing of visiting Facebook and Instagram 10 times a day, but we feel like we don’t have enough time to take basic safety steps for our online identity.” Read More


Here's how the Fed rate hike will impact you

CNBC

Shop around for a better rate or snag a zero-interest balance transfer offer to insulate yourself from further rate hikes. Just be sure to check the fees and terms, cautioned Matt Schulz, chief industry analyst at CompareCards. Those offers aren't as generous as they used to be. Read More


Men More Likely Than Women to Finish Their Holiday Shopping Early and Start Late, Study Finds

Fortune

According to a study done by CompareCards, a website owned by LendingTree for researching and applying for credit cards, men are three times likelier than women to have finished their holiday shopping prior to Labor Day. At the same time, men are twice as likely to start late, as 7% said they will start shopping after December 15 and only 3% of women said the same. Read More


An Early Look at Holiday Spending

The Motley Fool

We're less than 100 days until Christmas. That may be hard to believe as it's still summer-like in much of the country and many stores have just begun to put out their Halloween merchandise. Despite that, 1 in 7 (14%) shoppers have already finished or nearly finished their holiday shopping, according to a new survey of just-over 1,000 U.S. credit card holders commissioned by CompareCards. That suggests that those shoppers are either really prepared or a lot of people on their shopping lists are getting coffee shop gift cards. Read More


1 in 5 millennials say they've been scammed at the pump in the past year

CNBC

"Gas stations are the lowest-hanging fruit for bad guys when it comes to skimming," Schulz says. In fact, 15 percent of Americans who purchased gas in the last month believe they've been a victim of skimming at the pump, according to a new survey of 1,000 people from CompareCards. Read More


Credit card rewards expected to improve in 2018

ConsumerAffairs

Consumers applying for a credit card in 2018 will have even more attractive options as the industry's competition for customers shows no signs of letting up. Last year saw an increase in rewards and a decline in fees. Thomas Donaldson, Senior Credit Specialist at CompareCards, predicts credit card perks will get even better in the months ahead. "Heading into 2018, the credit card landscape is more competitive than ever as issuers compete for the number one spot in consumer’s wallets," Donaldson told ConsumerAffairs. "When banks compete, consumers win." Read More


Credit Cards Trends to Watch in 2018

PaymentsJournal

The wide array of new rewards, perks and benefits means it is time for people to reassess what credit card they use daily. If people haven’t taken a good look at how they pay recently, there’s a good chance they are leaving rewards or cash-back on the table. Read More


16 Money Mistakes Millennials Don’t Realize They’re Making

Reader's Digest

There are costly money mistakes we all make. For Millennials, who were born into a recession and watched their parents struggle with credit, one of those mistakes is avoiding credit. Millennials may be debt-averse in general, but they are prone to lifestyle choices that can accrue significant debt in small increments. A recent survey from CompareCards.com by Lending Tree found that three of the five top expenses that create Millennial credit card debt were making ends meet, eating out, and clothes shopping. Read More


What the Federal Reserve rate hike means for your credit-card debt and savings

MarketWatch

Bad news for people with credit-card debt: It’s about to get more expensive.The Federal Reserve said Wednesday it is raising its benchmark federal funds rate by a quarter percentage point to between 1.25% and 1.5% — the fourth increase in a year. companies even raise their variable rates on the exact same day the Fed raises its rates, said Chris Mettler, the founder and president of CompareCards, a credit-card comparison website. Read More


If you have debt, one credit card trick can save you thousands

Balance transfer cards, when used correctly, can help you pay off your credit card balance and get rid of your debt. But most Americans who could benefit from them have never used them, and most millennials in the red don't even understand how they work, according to a survey from CompareCards.com by Lending Tree. Read More


Use balance transfers to start 2018 with path to pay off debt

Reuters

When the U.S. Federal Reserve raises interest rates, as it did on Wednesday by a quarter-percentage point, the first pinch consumers usually feel is higher interest rates on credit cards.If you want to start the new year with some financial breathing room, here are the steps you need to take. Read More


Reckless spending isn’t the main reason Americans have credit card debt—this is

CNBC

Financial irresponsibility can lead to credit card debt but, according to a new survey from CompareCards.com by Lending Tree, more often it comes from just trying to get by. Of the 1,000 American adults with debt who participated in the survey, 42 percent, a plurality, said "making ends meet" was the main reason they racked up bills they couldn't pay. Read More


Beware the pitfalls of deferred-interest deals

For consumers looking for ways to finance their holiday shopping, deferred-interest-rate deals on credit cards might be very alluring.Consumers generally appear to misunderstand how deferred-interest deals work, according to a recent survey done by CompareCards.com. While 56 percent of respondents knew the definition of deferred interest, just 28 percent were able to correctly identify how these deals actually are applied to their balance. Read More


The Growth of the Gig Economy: A Look at American Freelancers

Business News Daily

The millions of freelancers, contractors, temps and on-demand workers in the American workforce all have one thing in common: They're all part of the ever-expanding gig economy.Despite the downsides of the gig economy – reduced access to insurance and retirement benefits, lack of financial security, low job security, etc. – it seems that the freedom this type of work affords is enough to make professionals want to give up their traditional 9-to-5 and join the contingent workforce. A CompareCards survey found that 58 percent of people with side gigs want to turn them into a full-time career, and earlier this year. Read More


Here are the only 3 times you should use a debit card

CNBC

At the register, 66 percent of Americans believe choosing debit over credit is the safer bet, a recent survey from Compare Cards and Lending Tree reports. This belief holds especially true for millennials: 69 percent say debit cards are as safe or safer than credit cards, while only 49 percent of Boomers and those in older generations say the same. But while debit cards can help keep you from overspending, they don't offer other key protections. Read More


After the Equifax breach, this is how many people have checked their credit

MarketWatch

If the massive data breach at credit reporting company Equifax EFX, +1.32% didn’t scare you into checking your credit, you aren’t alone. And if you haven’t even heard of the Equifax fiasco — which could have exposed more than 143 million Americans’ personal information to criminals — you’ve got company too. A survey from credit-card comparison website CompareCards.com found similar results: About 25% of consumers have set up spending alerts on their credit or debit cards in the wake of the breach, the company found in a survey of 1,000 people from Sept. 22 to Sept. 25. And 78% of consumers still haven’t put a credit freeze on their accounts. Read More


Why Most Americans Are Still Unprepared For Fraud Following The Equifax Breach

Forbes

Despite Equifax’s massive data breach that could impact some 143 million consumers, the majority of Americans still remain unprepared for fraud, according to a recent survey by CompareCards, a credit card comparison and information website. Read More


Survey finds consumers still unprepared after Equifax breach

ConsumerAffairs

Three weeks after Equifax disclosed a massive data breach potentially affecting 143 million people, credit card comparison site CompareCards.com finds most Americans are still vulnerable to fraud.. The company has released a survey showing just 25 percent of consumers have alerts set up on all of their credit cards. Many security experts have recommended placing a freeze on credit files, but the survey shows 78 percent of consumers have not done so. Read More


Equifax credit freeze checked off your list yet? How many Americans protected themselves post-breach

Mic

Only 10% of credit card holders have placed a credit freeze in the wake of the data breach, at least according to data from LendingTree subsidiary CompareCards, which surveyed 1,000 American adults with credit or debit cards from Sept. 22 to Sept. 25. Another 14% say they plan to place a credit freeze, but haven’t yet. Read More


Here's why experts say you may need a new virtual credit card

CNBC

About 15.4 million consumerswere victims of fraud or identity theft last year. That's an increase of 16 percent from 2015 and the highest total since 2004. But there could be a new way to protect yourself: Virtual credit cards that provide only a temporary 16-digit card number, and, depending on the card issuer, a custom spending limit and an expiration date. Read More


People love their debit cards, but that could be a big mistake

CNBC

Credit or debit? The card you swipe at the register could make a big difference. Here's why: Most credit cards offer $0 fraud liability, meaning you won't be out any money. Debit card users, on the other hand, may be liable for any lost money, depending on when the fraud was reported. In the worst case, consumers could be on the hook for the full amount of loss or theft, according to the Federal Trade Commission. Read More


One-quarter of people make this costly mistake when using debit cards

MarketWatch

Americans like using debit cards, but many don’t understand what their plastic can and can’t do. Debit cards have fewer protections than credit cards. Some 66% of consumers think debit cards are as safe or safer than credit cards for payments, a separate survey of 1,000 people released this week by credit-card comparison site CompareCards found. But debit cards don’t actually always offer the same consumer protections credit cards do. Read More


PayPal just announced it has a new cashback credit card. Should you use it?

MarketWatch

There’s a new cashback credit card on the market. PayPal is debuting a new credit card that will offer 2% cashback on all purchases, not just purchases cardholders make through PayPal, the company announced this week.There are a few places the PayPal card falls short, though, said Conor Keenan, the vice president of marketing at CompareCards.com, a site where consumers can compare credit-card offers. PayPal’s Cashback Mastercard doesn’t offer any sign-up bonus and has no 0% introductory period, when consumers will avoid gathering interest on their purchases, he pointed out. Read More


Credit Cards With Annual Fees: How to Make Them Work for You

U.S. News & World Report

If you have a credit card with an annual fee, you've probably noticed something – these fees aren't cheap. Some are around $100 a year, but it isn't uncommon to find some that are north of $400 and $500.Look at that fine print and compare it to the fine print of other credit cards with an annual fee, suggests Chris Mettler, founder and president of CompareCards.com, a credit card comparison website. Read More


New Bank Of America Credit Card Offers Big Rewards For Big Deposits

Forbes

There has never been a better time to be a credit card rewards customer. Since 2010, spending on rewards by issuers has doubled. Bank of America is able to use its credit card business to defend the deposit franchise from online competition while providing the customer with a better overall deal. Chris Mettler of CompareCards, notes that "the Bank of America Premium Rewards credit card continues the bank’s trend of extending extra benefits to its current customers." Read More


This luxury credit card is only for truly big spenders

MarketWatch

A major premium credit card is now offering perks including an increased sign-up bonus and free nights at pricey hotels. There’s one catch: You have to spend nearly $8,000 to get all of them. “Top tier travel credit cards aren’t aimed at everyone,” said Chris Mettler, the founder and president of CompareCards, a credit-card comparison website owned by LendingTree, an online lending marketplace. “For many premium travelers, this should be an easy mark to hit.” Read More


On Amazon Prime Day, here’s yet another thing e-commerce is killing

MarketWatch

E-commerce has already changed your local mall. Now it’s changing your wallet. It’s possible brick-and-mortar retailers will change their strategies and offer more benefits on their store cards for online shopping to persuade consumers from canceling their cards, said Conor Keenan, the vice president of marketing at CompareCards.com, a credit-card comparison website. Read More


Why millions of consumers’ credit scores will suddenly improve this weekend

MarketWatch

The three nationwide consumer reporting agencies, Equifax, Experian and TransUnion, are starting a new policy on July 1 that will raise about 12 million consumers’ credit scores.The 10-point change could be significant, said Conor Keenan, vice president of marketing at CompareCards.com, a credit-card comparison website. Read More


What the Federal Reserve rate hike means for your credit card debt and savings

MarketWatch

Bad news for people with credit-card debt: It’s about to get more expensive. The Federal Reserve said Wednesday it is raising its benchmark federal-funds rate by a quarter percentage point, to a range between 1% and 1.25% As a result, credit card holders are likely to see their interest rates rise. Some companies even raise their variable rates on the exact same day the Fed raises its rates, said Chris Mettler, the founder and president of CompareCards, a credit-card comparison website. Read More


4 Credit Card Tips to Make Business Travel Easier

Entrepreneur

Business travel can be very rewarding, but it can also cause some major headaches. Using the right credit cards to earn rewards and avoid fees is an easy way to make your business travel much smoother. Here are four helpful credit card tips that can make your life much easier when you travel for business. Read More


The Pros and (Mostly) Cons of Balance Transfer Credit Cards

U.S. News & World Report

For some, balance transfer credit cards can become a cycle of debt. Our resident credit card expert, Thomas Donaldson, weighs in on the pros and cons of balance transfer cards. From discussing the fees associated with transferring debt to the mentality some have towards balance transfer cards, Donaldson covers the bases in his contribution to this article. Read More


When It Pays to Book Directly with a Hotel

U.S. News & World Report

Are you earning the most out of your hotel stay? Possibly the answer is no if you've been booking your stay with a third party. By booking with a third party you may be missing out on free WiFi, better rooms and the opportunity to earn points for your stay. Credit card expert Jason Steele weighs in on the benefits of booking directly and discusses the benefits for you. Read More


3 Common Credit Mistakes New Business Owners Make

Entrepreneur

CompareCards.com resident credit card expert Thomas Donaldson discusses mistakes made when building business credit. Offerings tips such as automatic payment plans to prevent continuous failure to make payments and consideration of various types of lending, Donaldson gives in depth suggestions to help prevent financial mistakes. Start up businesses won't want to miss this valuable information. Read More


Restoration Hardware joins trend of charging customers for loyalty program

Star Tribune

A growing number of retailers are joining the trend of charging consumers for rewards benefits. Restoration Hardware is now doing the same by charging a $100 annual fee. However, RH cardholders receive 25 percent savings and considering RH will no longer have annual sales there's more incentive than ever to be a cardholder. Check this article out for a closer look at the future of retailer credit cards. Read More


Costco sets date for breakup with AmEx; Visa perks will be sweeter

Star Tribune

Credit card expert, Jason Steele, weighs in on the break-up between the Costco and American Express partnership. The transition from AmEx to the Citibank Visa may worry current cardholders as to how their cash back rewards will be affected. Check out this article to be in the know about the transition to the Costco Anywhere card. Read More


5 Signs It's Time for a New Credit Card

Huffington Post

The credit card landscape is immense but there are more reasons than ever to own a credit card. Reasons such as high interest rates, annual fees and blackout dates sometimes keep consumers away from credit cards. However, today's credit card market is fit to work for the consumer so it may very well be time for a new credit card. Read More


4 Reasons You Need a New Credit Card for Your Business

Entrepreneur

There are vast advantages of a business credit card, particularly as a source of capital and rewards benefits. Businesses typically spend more than the average consumer, so there's more reason than ever to capitalize on rewards for your purchases. Our credit card expert, Thomas Donaldson, discusses what to consider with a business credit card. From low lines of credit to no established business credit, this article explains why your business should be utilizing a credit card. Read More


Credit vs. Debit Cards for Online Shopping

Self Lender

Credit cards and debit cards each come with their own unique pros and cons. With a debit card, you're spending your own money, so you don't run the risk of accumulating debt or paying interest. Credit card, when used responsibly, can come with generous rewards programs and purchase protection benefits that could potentially save you a lot of money. Read More


Should You Pay Your Taxes With a Credit Card?

Huffington Post

With tax season upon us, this article explores the pros and cons to paying taxes with a credit card. Discussing whether it's in a credit card users best interest to take advantage of sign up bonuses or cards that offer interest free financing. To the downside of incurring the annual APR interest charges. Here, credit card users can weigh the cost and benefits of paying their taxes with a credit card. Read More


Is Google the Future of Banking? Some Young Financial Consumers Think So

The Street

The future of personal banking is expected to see major changes in the next 10 years. With Millennials leading the way, big changes in how Americans manage their money are coming. Tech giants such as Apple or Google are believed to replace traditional means of banking. Advancements in financial tech could potentially change the norm of cash and card transactions. Read More


How to Fly Your Pet for Free

Budget Travel

Many travelers hate to leave their furry friends behind when they go on vacation, but the fee's associated with flying your pet are usually too high to justify. However, with the right travel rewards credit card you could easily have this fee waived or reimbursed. This article will tell you everything you need to know about how to fly your pets for free. Read More


Post-Holiday Credit Card Hangover? Shake It Off With These Expert Tips

The Street

The holiday season is typically the most expensive time of the year for consumers. When cash is tight and expenses are high, many Americans find themselves accumulating debt that drags their finances down into the new year. If you're feeling the burden of a holiday credit card hangover, check out these expert tips to cut down your balance and avoid those painfully high interest rates. Read More


4 Things You Should Know About Business Credit Cards

Entrepreneur

Business owners always have a lot on their plate, but the right business credit card can make life a lot easier. Business credit cards differ from consumer credit cards in a number of ways, but applicants aren't always aware of these differences before the apply. Leveraging all the unique features of your business credit cards can make your business more efficient or even give you an extra revenue boost. Here are four things that every business owner should know about business credit cards. Read More


13 Genius Ways To Pay Off Your Debt Once And For All

Self Magazine

Paying off debt can be a daunting task, but few things are as rewarding as working your way towards financial freedom. As you navigate the path to being debt free, it's important to have a plan of action. These 13 expert tips can help you achieve your financial goals and pay off your debt once and for all. Read More


Five Tips to Shred Your Credit Card Debt in 2016

Huffington Post

Many consumers have already set New Years resolutions to cut down on their credit card debt. Paying off high balances is an important step on the road to financial freedom, but it's much easier said than done. In this article, we breakdown five practical tips to help you stick to your financial resolutions and shred your credit card debt in 2016. Read More


Could You Pull Off a “No-Spend” Holiday? These 17 Tips Make It Totally Doable

The Penny Hoarder

The holiday season is widely considered to be the most expensive time of the year for the average consumer. If you're looking to save money this Christmas, these 17 tips can make a "no-spend" Christmas totally doable. Learn how you can save hundreds of dollars this year by re-gifting, traveling on credit card points, and much more. Read More


6 Tips for Boosting Your Credit Score in 2016

Huffington Post

Understanding your credit score can be a difficult task, but it's an important part of your financial well-being. Your credit score will have impact when you apply for any loan product, including credit cards, auto loans, or a mortgage. Maintaining a good credit score can save you hundreds, or even thousands of dollars. Here are six tips to help you boost your credit score in 2016. Read More


Budget Travel Tips: 3 Easy Ways to Turn Your Holiday Spending into Rewards for a Spring Break Trip

Budget Travel

This year many holiday shoppers will begin and end their trips to the store during the cold, dark nights of winter, and spend days trudging through the snow. Wouldn't it be nice if you could use your holiday spending to earn a much-needed trip somewhere much warmer or take a well-deserved spring break vacation? There are plenty of ways to capitalize on your holiday shopping to do just that by using your earned rewards. Read More


What the Marriott-Starwood Deal Could Mean for Credit Card Users (and Travelers)

Caribbean Journal

If you can imagine Starwood and Marriott as a happy couple, think of this week’s news as an engagement announcement with a wedding planned for the middle of 2016. Most observers expect that their two loyalty programs will be combined in some way, as has been the case with the frequent flier programs of previous airline mergers. Read More


Best Credit Cards for Cyber Monday

Huffington Post

According to data from holiday shoppers in 2014, 51% shopped online and 32% shopped on Cyber Monday. The extra savvy consumer will not only hunt for the best discounts, but they will also score the biggest return on their spending by paying with the right rewards credit card. Here are a few credit cards that can help you rack up some valuable rewards this Cyber Monday. Read More


Best Credit Cards for Black Friday

Huffington Post

If you're like the 19% of respondents who are just starting their holiday shopping on Thanksgiving and Black Friday, you should definitely make those purchases with the right credit card in order to earn rewards for your purchases. There are 2 types of rewards credit cards that will be good to use for Black Friday shopping; those that will earn you bonus points on this quarter's category spending, and those that will earn you 2% (or 2 points or more) on all purchases, every day. Read More


Honeymoon Travel Hacks for the Budget Savvy Bride

The Budget Savvy Bride

Wedding planning can be so overwhelming, that it’s easy to overlook the first exciting adventure of your life together. And unfortunately, some couples feel that they are unable to afford their ideal honeymoon due to their wedding expenses, leaving them feeling forced to postpone their honeymoons or skip them altogether. But it doesn’t have to be this way. There are numerous tricks, and today I’m going to share with you some of those insider tips. Read More


How Your Kids Can Establish Credit While They're in College

Self Lender

There’s only a handful of ways for college students to establish a credit history without having a parent co-sign (which we don’t recommend). Here's a guide to help your kids figure out if they want to establish credit during college and if so, how to do it. Read More


The Best Low Interest Rate Credit Cards for Holiday Spending

Huffington Post

If you tend to carry a balance on your credit card throughout the year, it's likely that you'll do so after the holidays. Before you swipe your card left and right for friends and family this holiday season, give yourself the gift of low interest. Here are the best low interest credit cards for both introductory APRs and on-going interest rates for holiday shopping Read More


7 Best Rewards Credit Cards for Holiday Shopping

US News & World Report

From presents for the kids to special food for family get-togethers, holiday traditions have the potential to put a significant dent in your wallet. However, you can take the sting out of that spending by earning rewards for every purchase. U.S. News spoke to four credit experts to learn which cards they recommend consumers use this holiday season. Read More


Introductory 0% Credit Card Offers: No Bark, But Plenty of Bite if You're Not Careful

The Street

With the holidays fast approaching, consumers may be looking to snap up a new credit card with an 0% introductory rate. That's great if you do your homework, tread cautiously and use deal-specific sites to weed the good offers from the bad. To illustrate some of the better 0% card and low-rate deals out on the market right now, CompareCards.com offers several options for you. Read More


How to Avoid Airline Price Surges This Thanksgiving

Go Banking Rates

Traveling during the holidays is often tremendously stressful. With prices at all-time highs, busy travel routes and pressure to make it to your destination by a certain time, it’s a wonder people even try. But people do, because there’s nothing like going home for the holidays. That’s why it’s so important to find ways to battle the inevitable holiday travel prices. Read More


If Starwood is sold, here's what could happen to your points

Fortune

Starwood members are concerned over the potential acquisition by Hyatt and other Chinese suitors. The loyalty points, Starpoints, are some of the most valuable in the market. Worry over how program points could change or even expire are on the minds of Starwood members. Discussing both the short term and long term implications of the potential deal, credit card experts weigh in on the outcome. Read More


4 Reasons to Love Hotel Rewards Programs

Budget Travel

Are you sick of frequent flier miles? The airlines have done a great job of squeezing the value out of these valuable programs, which were once an easy path to free flights. Yet when most people think about credit cards that offer travel rewards, they tend to still picture ones that offer airline miles. By looking beyond frequent flier programs, you can earn more versatile, and valuable travel rewards than you may have thought possible. Here are some of the major advantages hotel points have over airline miles. Read More


Pros and Cons of Opening Store Credit Card

Slick Deals

If you're going to be spending money at your favorite stores, why not be rewarded for it? Opening a store credit card is one of the easiest ways to snag exclusive discounts and everyday savings at your favorite retailers. But it's also one of the easiest ways to rack up debt. Read More


7 Things Americans Need to Know About Traveling to Cuba

Johnny Jet

In light of the White House’s recent decision to begin normalizing relations with Cuba, thousands of Americans have set their sights on visiting our island neighbor that sits less than 100 miles south of Key West. But despite its attractive proximity, Cuba poses a handful of unique challenges to visitors. Read More


The Public May be Losing its Affinity for Travel Credit Cards

Washington Post

A recent poll revealed consumers are finally losing their enthusiasm for airline and other affinity credit cards. They are frustrated with blackout dates, high mileage requirements, annual fees and other fees. Others say an affinity card is worth it only if you’re a frequent business traveler on an expense account — and even then, it can be risky. Read More


Yahoo Sells Out Ad Space for Live-Stream of N.F.L. Game

New York Times

Yahoo announced on Thursday that more than 30 advertisers would present spots during the game and that the webcast was sold out. The streamed game will have one commercial break fewer per quarter, shaving about eight minutes of advertising off the length of a traditional N.F.L. broadcast. Read More


For Some Americans, Skipping Student Loan Payments Could Put Their Driver's License at Risk

Business Insider

Believe it or not, it is possible to lose your driver’s license or have other professional and career-mandated licenses revoked if you are delinquent in repaying a loan funded by your state government. Anyone who has borrowed from state funding is included here; even those who received some kind of low-interest loan from a state grant could be affected, too. Read More


Act Now to Save Big on Your Next Ski Trip

Budget Travel

When it comes to planning your next ski vacation, now is the best time to make your plans, before the first snow falls and the prices spike. Here's how to book an affordable family ski and snowboarding trip this season. Read More


Five Things You Need to Know About Chip Cards

Huffington Post

You may have received a new credit card recently, which contains a little gold or silver chip on the front. Now that October is here, these new EMV or "chip" cards are being issued in droves to cardholders across the U.S., changing the way customers complete transactions. Here's what you need to know. Read More


5 Top Credit Cards for Travel Rewards

Johnny Jet

The best travel rewards credit card can offer benefits that speed you through airports and hotels while unlocking the possibility of award travel at little or no cost. These cards offer rewards in the form of airline miles, hotel points or travel statement credits. In addition, some of these products offer points that can be transferred to several different airline and hotel programs. Here are my top five. Read More


The Secret Credit Score Every Business Owner Should Know, and How to Build Yours

Entrepreneur

Most business owners understand the importance of having a good personal credit score when it comes to obtaining financing for their business. What’s equally important (if not more so) for business owners is their business credit score. However, according to Creditera, a whopping 60 percent of small and mid-sized business owners don’t know their business credit scores and 50 percent didn’t even know that they had a business credit score. Read More


Budgeting for Vacation? Don't Overlook These 6 Frequently Forgotten Expenses

ShermansTravel.com

There’s no downer like budgeting for vacation — and then still coming up short at the end of the trip. Here is a list of some expenses that are easily overlooked, but quickly add up. Be sure to take them into account on your next trip. Read More


What's in My Wallet for a Trip to Cuba?

Huffington Post

Traveling can come with some unique challenges, but some destinations may be more challenging as one discovered on his trip to Cuba. One area of concern for travelers lies with the inability to use credit and debit cards, since many Americans have become accustomed to using plastic for every purchase. Here's what one traveler brought on his trip to Cuba. Read More


4 Easy Ways to Maximize Travel Rewards

Budget Travel

While some people clip coupons to reduce their grocery bill by a few dollars, there is far more money to be saved by maximizing travel rewards programs. Airlines, hotels, and rental car agencies each offer customers their own points or miles, but it's up to travelers to leverage these programs to reap the most valuable rewards. Here are some tips to get started! Read More


What Your Future Travel Experience Will Look Like in the Not-So-Distant Future

Entrepreneur

Increasing demand and new technology are driving promising developments that should make business travel more pleasant, from airplanes with party rooms to suitcases that tell you where they are. Check out the future of travel on flights, hotel stays, airports, and travel gear. Read More


Should Your College Kid Get a Credit Card?

U.S. News & World Report

These days, applying for college can be easier than applying for a credit card. When Spencer Shulem tried to get a credit card at age 18, he quickly discovered how difficult it can be. He applied to a handful, and despite having a job and earning $30,000 a year, he was rejected by all of them due to a "thin file." Still, many young adults and their parents wrestle with the credit card question: Should you get one when you're in college? Here’s what you need to know if you want your college student to have a credit card. Read More


6 Stealthy Credit Report Errors You Can Quickly Eliminate

Time Money

Financial institutions rely on one major determining factor when deciding whether or not to give you a loan and what your loan rate will be— and that’s your credit report. But that information isn’t always correct. In fact, research reveals that 25% of consumers have credit report errors that could lead to lower scores, and one in 250 people could see a drop of 100 points as a result of incorrect information. Here are some of the stealthier errors that often fly under the radar that you can resolve by flagging and reporting them to the respective bureaus. Read More


Websites That Offer a True Free Credit Score

Investopedia

You can get your credit reports for free, but what about your credit score? Unfortunately, there is no law that forces FICO or any other credit-scoring company to give your credit score to you once per year. The only way you can get your score is if you're turned down for a loan – or don’t receive the most favorable terms, you’re entitled to see the score they used. Here are four websites where you can now get your credit score for free! Read More


Say Hello to EMV, the Technology That Makes Credit Cards Safer

Entrepreneur

As the United States transitions to chip-enabled credit cards, business owners may have questions about EMV-chip cards and how processing payments will work. This infographic will help explain this new technology and how it will help keep your customers' information and your own business safe. Read More


Soft vs. Hard Inquiries: What's the Difference & How do They Affect Credit

Huffington Post

Having and maintaining an excellent FICO credit score can mean the difference between getting approved or denied for a loan, and also influences your interest rates. There are several factors that can have positive or negative effects on a credit score, with the three most important being paying your bills on time every month, keeping your credit utilization low, and having only a few credit inquiries at a time. Here's the difference between the two types of credit inquiries; soft and hard. Read More


Rack up Credit Card Rewards and Win

Huffington Post

There are 199.8 million credit card holders in America, and 60 percent of those people own rewards credit cards. Even though more than half of America's cardholders carry rewards cards, there are close to a third that lose out on the rewards they have earned. The Credit Card Rewards Card Game infographic will show you the tricks to earning rewards, the different types of rewards credit cards and how those sign-up bonuses actually work. Read More


The Credit Card Dispute Process

Huffington Post

Most credit cards offer Dispute Resolution services that are unparalleled by any form of payment, allowing cardholders to have the upper hand when a merchant refuses to do the right thing. Consumers are protected by a number of laws and acts, such as the CARD Act, but when it comes to fraudulent and unauthorized charges, consumers are protected under the Fair Credit Billing Act. Find out how the dispute process works so you don't run into any future issues. Read More


What Happens When You Open a Credit Card Account?

Huffington Post

Congratulations! You have just been approved for a new credit card. But what does that announcement really mean? Do you now have an open account that will be reported to the credit bureaus, or does that only happen when you receive and activate your card? And when will the clock start ticking on any limited-time promotional financing offers? Read More


Are Elite Credit Cards Most Vulnerable to Hackers?

Huffington Post

Protecting your credit cards from fraud is now considered one of the most important considerations to consumers looking for a new credit card. But the crooks always seem to be one step ahead of security features and many cardholders are now wondering if there is anything they can do to take the target off their backs. Here are a few tips to consider that might help you fly under the radar of today's cyber criminals. Read More


Why You Should Know the Different Types of Credit Card APRs

Huffington Post

A credit card's interest rate is the price you pay for borrowing money. For credit cards, the interest rates are typically stated as a yearly rate, called the Annual Percentage Rate (APR). Where it can become a little more complicated, however, is that each individual credit card may have multiple APRs. While APRs may sound confusing and complex on the surface, once you know how to find your card's APR and you know which APR applies to you it is relatively simple. Read More


Earn Rewards for Your Daily Commute

Huffington Post

Our daily commute is a huge part of our lives that rarely receives any consideration. A recent study revealed that the average American spends 45 minutes and $10 per day on their commute, which amounts to a significant $2,600 and 200 hours per year! With all the time and money we spend on getting to and from work, it's important to have a credit card that will help us maximize the dollars we spend. Let's take a look at why the Citi ThankYou Premier Card could be the best credit card to help save you money on your daily commute. Read More


How to Spend Less Dining Out

Huffington Post

A new report, which analyzed over 3 million conversations that took place on various online mediums, revealed that American's are concerned about overspending on food and considered it a major problem. There are some less obvious, but more realistic ways you can save money on dining expenses and even earn valuable rewards through your rewards credit card. Read More


The Biggest Financial Takeaway From the Ashley Madison Hack

Inc

Over the weekend, dating website Ashley Madison was breached by a group of hackers who claim to have attained personal information of more than 37 million users. The biggest mistake was made when the majority of users used their own credit cards to pay for the service, despite the fact that the site accepts anonymous payment methods. Read More


Unexpected Effects of Poor Money Management

Huffington Post

Studies have shown that there is a direct correlation between stress levels and health complications. Studies have found that the biggest cause of stress for Americans is due to financial concerns, so it's easy to see why mismanaging your finances can have a lot more negative implications on your life than you may think. Read More


Are mobile payment apps safe?

Huffington Post

Starbucks made headlines in May after major news outlets reported that criminals hacked into the Starbucks' mobile payment app and drained funds from unsuspecting Starbucks customers. Hackers chose to target the Starbucks app because it is the preferred means of payment for many loyal customers. As new payment apps and technology emerges, consumers should remain cautious and check their accounts often for fraudulent activity. Read More


Is Your Digital Wallet Stiffing You on Credit Card Rewards?

Huffington Post

Consumers may be surprised to learn that they may not be earning all of their credit card rewards when using digital wallets to make purchases. Starting in April, major banks started sending newsletters to their cardholders warning them that "some purchases made through mobile carriers, online or digital wallets, 3rd party accounts or similar technology, will not qualify in a rewards category if the technology is not set up to process the purchase in that rewards category." Read More


Is your trip to Greece in jeopardy? Maybe, or maybe not.

Washington Post

The Greek economy isn’t a new story, but it has taken an unexpected turn in recent weeks, as a showdown with the rest of Europe over austerity forced banks to close for weeks. In the short term, visitors worry that their credit cards won’t work or that they won’t have enough access to cash. They also fear for their safety. Long-term, the concerns are more serious. Will there even be an infrastructure to support tourists if the economy collapses? Read More


5 Ways to Protect Your Personal Identity

Huffington Post

Identity theft can happen to anyone and at any time. It can occur when you travel overseas, when you use a credit card at your most frequented gas station or restaurant, or even when you make a purchase online. Here are five strategies to keep your personal and financial identity secure so that you don't become another identity theft statistic. Read More


It's summer, but for retailers it's looking a lot like Xmas

USA Today

Companies are promoting Christmas in July with sales that promise to have more bargains than Black Friday. But like many other retailers, the pitch probably has more to do with getting consumers to chase deals and fill cash registers, than helping shoppers cross gifts off their holiday lists.Still, whatever retailers' motivation, it's a great idea to start thinking about the holidays ahead of time so you can shop smart and save early. Read More


Earn Rewards for Summer Travel

Huffington Post

According to a new Citi ThankYou Premier survey, studies showed that although weekend vacations are popular, most avoid traveling during holiday weekends. When it comes to summer travel, more than half of Americans prefer non-holiday weekends for their getaways and the majority planning to travel by car. Some trends found in the survey include staying home during the holidays, watching your budget, booking a room, and shorter vacations. Read More


Teach Kids About Money Management, Not Just Abstract Math

Quartz

Americans are severely lacking when it comes to financial literacy. Right before the global financial crisis of 2008, economists were shocked by the lack of savings set aside by American families. Not only were Americans not setting aside anything for an emergency fund, but they were also going into debt month after month—a real recipe for financial disaster. Part of this is the result of a lack of education in how to manage money. Read More


Squash Holiday Debt by Saving in July

Huffington Post

With all the holiday parties, gifts, and travel costs associated with the holidays, it can be incredibly easy to incur debt if you aren't careful. The best way to prepare for the holidays is to make a list, prepare a budget and start saving ahead of time. To celebrate Christmas in July, we created two savings sheets that will help consumers save up before the holidays. Read More


Why Credit Advice Won't Work The Same For Everyone

Huffington Post

It seems like everyone is offering advice on how to improve your credit score, but not all of it will work equally for you. That is because the credit scoring process takes into account many factors and the same advice will affect people differently, depending on their unique credit report. Here are some examples of why the same actions affect consumer's credit scores differently. Read More


Money Fix: Smart Credit Card Rewards

Newsday

In a Bankrate.com survey, 40% of those polled said convenience was the biggest reason they use credit cards. More than half said if their credit card issuer eliminated all the points, cash back and other goodies, they would use the card as they always have, while 26% said they would use the card less often, and 19% would stop using their card. Read More


5 Credit Cards for Overseas Travel

Johnny Jet

When you’re traveling overseas, there are a lot of things you have to do differently than when you’re at home. When it comes to paying by credit card, you’ll often find that the card you use at home isn’t suited for making charges in a foreign country. So before you take your next big trip, consider these five credit cards that have the features you’ll need all over the world. Read More


How You May be Getting Shortchanged on Your Credit Card Rewards

Kiplinger

Devotees of rewards credit cards, take note: You may not be getting your full allotment of points for purchases made through third parties such as PayPal, mobile card readers, and sites such as Groupon and Expedia. Read More


Nearly 1/3 of Parents Don't Communicate With Their Children About Paying for College; Here's How Not to be One of Them

GoodCall

According to a recent study, nearly a third of teens and parents are not on the same page about plans to pay for college. There is an alarming communication gap between teenagers and their parents about financial matters. Here's the advice from 10 finance and family experts on the best way for parents to talk to their children about paying for college and managing finances. Read More


How to Use Credit Card Rewards for Savings

Huffington Post

Americans are fortunate enough to enjoy a robust market for credit cards. For some credit card users, it can seem like a good idea to use a card that earns cash back and dedicate these proceeds to their savings accounts. However, doing so is not as simple as it may appear, and it may not be the best use of your rewards. Here's how you can use your rewards for savings. Read More


Use Credit Monitoring to Catch Errors Faster

Huffington Post

There are four basic ways that you can strengthen your own credit monitoring without much effort or difficulty. Implementing these strategies could prevent a financially devastating and stressful experience with credit card fraud or identity theft. Be sure to review your monthly statements, take advantage of free account features, monitor your credit, and seek professional help when necessary. Read More


How Families Can Use Summer to Teach Kids About Money

Deseret News

The summer offers a terrific opportunity to teach your children some valuable financial smarts as they bring some income from a seasonal job. Children have shown that they learn to handle their money either the same way as their parents, or they learn from their parents' mistakes and handle it in a better way. Parents should encourage their children to identify specific financial goals and set an example. Read More


4 Habits of Consumers With Poor Credit Scores

Huffington Post

Consumers with poor credit, have difficulty acquiring the necessities that lead to comfortable living. Obtaining an excellent credit score can be extremely difficult, especially if consumers with poor credit don't know what they're doing wrong. Here we provide a list of bad habits consumers with poor credit subject themselves to that's hindering their efforts to improve their credit score. Read More


7 of the Worst Credit Card Mistakes You Could Make

Huffington Post

It's no secret that having a good credit score is essential to a healthy financial future. So why do so many people still struggle to reach a FICO Score of 740 or higher? One theory is that many individuals are making the same habitual mistakes and don't even realize that they're actively jeopardizing their credit score. Because of this, we've compiled a list of the seven most common credit card mistakes that will haunt your credit report for years to come. Read More


5 Ways to Get Credit Bureaus to Remove Errors From Your Report

U.S. News & World Report

There is a right way and a wrong way to remove errors from your credit report. There is no easy way to remove credit errors. You simply have to contact each of the three major credit bureaus, and that takes time, patience and a little know-how. Usually it isn't a difficult process, but it will help you to keep the following 5 tips in mind. Read More


6 Habits of Consumers With Excellent Credit Scores

Huffington Post

A healthy credit score is almost essential for comfortable living these days. Without credit, it's nearly impossible to get an auto loan, mortgage, or personal loan if needed. Interest rates are excessively high for those who have limited or bad credit. Maintaining a good credit score can make life a lot easier and affordable for when you need to borrow money for those large purchases. Follow these 6 habits consumers have formed in order to build and maintain an excellent credit score. Read More


How Credit Card Interest is Calculated & How to Pay Less

Huffington Post

Credit card interest rates are painful. As unsecured debt, cardholders are charged higher interest rates than they pay for home or car loans. And since many tend to use their credit card for every day purchases, they can wind up paying interest on all of their purchases, which starts accruing on the day of the purchase. At the same time, other cardholders continue to use their cards frequently while avoiding interest charges altogether. The key to reducing, or eliminating, your credit card interest charges is to understand how it is calculated. Read More


Top Travel Rewards Cards: Your Guide to Big Redemption Returns

The Street

What credit card you carry definitely matters when it comes to scoring free travel. Some cards are seven times more generous than others, and a few cards are just bad. Top travel rewards credit cards to consider having include American Express Starwood, Barclaycard Arrival Plus World Elite MasterCard, Chase Sapphire Preferred, and Capital One Venture Rewards Credit Card. Read More


Credit Cards for Pet Expenses

Huffington Post

Pet ownership and the amount spent on animals each year continues to increase, even despite hard economic times. It's projected that pet owners will spend a total of $60.59 billion in pet expenses this year. It's hard enough to create an emergency plan for your own life's emergencies, but what do we do when that emergency is our furry friend? Here we review two types of financing options. Read More


Shortcuts for Comparing Balance Transfer Offers

Huffington Post

Credit card offers can be both tempting and confusing, especially when it's hard to figure out how to make adequate "apples to apples" comparisons.When deciding which balance transfer credit card you would like to get, you will want to consider the APR, the length of any introductory offers, and any additional fees and charges that come with the card. Read More


Identity Theft and Credit Card Fraud: Who is Really at Risk?

Huffington Post

Children are the new targets of identity theft fraudsters. The Federal Trade Commission found that 6% of all 2013 identity theft cases involved victims under the age of 19. Fraudsters favor children because they're too young to use their credit, so they also aren't monitoring their credit. Read More


Should You Give Employees Corporate Credit Cards?

QuickBooks

A dedicated business credit card offers you financial perks and flexibility in spending. When handled correctly, employee credit cards can simplify the reimbursement process and reduce administrative hassles. However, if you don’t take a few basic precautions, employee credit cards can encourage bad spending habits, theft, or fraud. Read More


Some Digital Wallets Can Limit Your Reward Points

CNBC

Mobile payments are booming. But are you getting your 5 percent cash back bonus if you use your rewards credit cards with the digital wallet apps? Not necessarily. Some card issuers, such as Chase and Discover, sent out notifications to card holders that some purchases made through mobile apps may not qualify for reward points if the technology is not set up to process the purchase in that reward category. Read More


Money is Everything: Personal Finance for The Brave New Economy

Amanda Reaume

Although Millennials are one of the most educated generations, many of them are working to eliminate a mountain of student loan debt. This book brings you 99 money hacks for the Millennial generation that covers internships, jobs, budgeting, shopping, credit, student loans, and more. Read More


The CFPB & Prepaid Industry Face-off

Huffington Post

The CFPB wants to impose some of the same rules on prepaid card issuers that banks must adhere to when issuing regular credit cards. That includes increased clarity and transparency in the information provided to consumers about how the products work and what fees are involved. Read More


Credit Card Rewards Redemption: Value vs Points

Huffington Post

Understanding your credit card rewards can be tough! Those that play the rewards game (and win) often reference the importance of getting the most value from your points or miles in order to get more out of them than the typical 1-to-1 value. Here we provide one example on what credit card reward experts mean when they stress value over (number of) points or miles. Read More


7 Promotional Scholarships That Pay

BuzzFeed

With the rising cost of college tuition, private scholarships can should be considered “low hanging fruit”. Some companies are offering scholarships that require a minimal effort to apply. Here we take a look at seven companies that are using this strategy to help others with their educational endeavors. Read More


Food Spending: How Much is Too Much?

MoneyNing

When we talk about spending on needs and wants, the discussion about food usually comes up regularly. Of course we need to spend money on food. It’s one of those things we need for survival. According to a report put out by CompareCards and evolve24, many consumers feel they are spending too much on food. Read More


The Time is Now: 7 Ways to Teach Your Kids the Value of a Dollar

Huffington Post

There are certain steps a parent can take to instill good spending habits and money management skills in their children so that they are better prepared to manage their overall financial health as an adult. Read More


How to Find the Right Lending Alternative for Your Small Business

Entrepreneur

The American economy relies upon small businesses for stability and growth. However, to grow, expand and ultimately succeed, small businesses require consistent and reliable access to capital. According to the U.S. Small Business Administration’s Office of Advocacy, young firms rely heavily on external debt, receiving about three-quarters of their funds from banks via loans, credit cards and lines of credit. Read More


Can Your Credit Score be too High?

Huffington Post

If you're a consumer that has been striving to reach a perfect credit score, you might be wasting your time. Credit experts believe there is no reason to obsess with the minutia of the mysterious credit scoring formulas if you already have excellent credit. Excellent is excellent; there is no super excellent credit category. Continue to pay your bills on time, keep your credit utilization low, and use credit only when needed and it should be very easy to maintain excellent credit. Read More


Teach College Kids Essential Money Lessons

Financial Educators Council

While a college degree is important to a professional career, funding higher education has become a tougher and tougher proposition. Most college-bound kids find it next to impossible to get through school without taking on student loan debt, and most never receive a financial literacy program designed for college students. Yet there may be a way to avoid the boomerang effect: teach kids some vital lessons about personal financial management. In this article, financial industry experts discuss the knowledge base all youth should possess before they head out on their own. Read More


Allergic to Plastic: One-third of Millennials Still do Not Own Credit Cards

Main Street

More than one in three 18 to 29 year olds have never had a credit card. Since the CARD Act was passed, it placed strict limitations on marketing and issuing credit cards to young adults. It's believed their negative outlook on debt and credit -in combination with student loan debt- is a major driver of this trend. This can be harmful, however, because most people don’t know they need credit until they get turned down when they need it. Read More


Google Wallet Setting Safety Standard

Deposit Accounts

Funds left in Google Wallet are now FDIC insured. Most consumers don't store their money in mobile payment apps or digital wallets, but if this becomes something more and more consumers choose to do, FDIC insurance can be a great security feature to protect the consumer. Read More


America's Transition to Chip Enabled Credit Cards

Huffington Post

As America transitions to chip-enabled credit cards, there are some things consumers should understand about this process. To start, credit cards issued with chip technology are chip-and-signature and not chip-and-PIN, which means they won't work the same as EMV cards overseas. This is believed to make the transition much smoother for American consumers. Read More


Why It's Smart to Use Credit for Purchases

Huffington Post

Two kinds of cards represent dramatically different levels of liability, and the one you use can impact your vulnerability of becoming a victim of fraud. It's crucial to understand the differences and when to avoid using bank ATM cards. Read More


Bankers Predict Higher Credit Card Balances in 2015

Huffington Post

The quarterly survey results from banking experts predict higher levels of credit card debt in 2015, which could cause consumers to have more delinquent payments. Risk offers expressed concern in the wealth gap between the rich and middle -lass, and stagnant wages. Read More


13 Money Management Lessons for Kids

Huffington Post

Research shows that America's youth has a deep lack of understanding when it comes to finances and how to properly manage money. Teaching kids how to appropriately manage their finances is essential so they have the necessary tools to become financially responsible adults. Check out these 13 tips parents can use to help teach their kids about managing money. Read More


How to Use Plastic as an Emergency Funding Tool

Huffington Post

When used carefully, credit cards can act as a safety net during difficult financial times. An emergency credit card should have a low interest rate, no annual fee, and the balance should be paid off as soon as possible to avoid incurring interest charges. Using credit cards in this way can prevent consumers from dipping into their life savings or resorting to expensive pay-day loans. Read More


Co-Signer vs. Authorized User: What's the Difference?

Huffington Post

Many parents want to help their children start building their credit foundation early, and to do so, they become co-signers or allow their children to become authorized users on their credit card accounts. Both of these options have advantages and disadvantages, and legal responsibility differs. Read More


Raising Entrepreneurs for a Brighter Financial Future

Entrepreneur

Think you have a budding entrepreneur on your hands? Encourage that creative spirit in your kids by teaching them how to run a small business. They'll learn valuable money lessons, responsibility and the value of hard work. Here are seven small-business ideas your child can run with. Read More


Proof That State-Mandated Financial Education Programs Work

Huffington Post

The lack of financial education in American school systems has been put at the forefront of the minds of educators, parents, and policymakers. As financial education programs are being incorporated into school systems, studies are showing improvements in financial literacy among our youth, such as higher credit scores and lower 90-day delinquent payments. Read More


How Credit Cards Help With Tax Preparation

Huffington Post

Tax deductions are beneficial to consumers because it can earn them a larger return during tax season. The problem is that keeping up with these receipts all year long can be a hassle. Using credit cards for those tax deductible charges, however, can help you stay organized. Having quick access to this financial data is much more convenient than trying to file, store, and keep receipts organized all year long. Read More


Filing Late? Get Your Tax Refund Faster With Prepaid Credit Cards

Huffington Post

70% of tax returns are received by Americans through direct deposit; however, those without a checking account have limited options. Many American consumers are unaware that they can receive their tax return quickly through a direct deposit onto a prepaid card. Receiving a tax return on a prepaid card is faster than a traditional check by mail, and some cards even offer rewards for tax return deposits. Read More


6 Good Credit Card Moves That Are Actually Terrible

Daily Worth

Credit cards can cause problems for consumers when not managed correctly, but can reap rewards when used the right way. Many credit card holders believe they are doing the right thing to build their credit, when in fact, they are actually hurting their credit. Read More


10 Fun Ways to Boost Your Financial Fitness

Huffington Post

Educating children about finances is often the responsibility of the parents since financial education is not offered in a majority of the schools in the U.S. There are a variety of free resources and information that can assist parents with preparing their children to be financially independent adults. This list, compiled of the top 10 ways to start improving financial literacy, includes valuable information for every type of individual. Read More


Don't Let Student Debt Hogtie Your Business

Entrepreneur

The constant rising cost of a college education can easily disrupt the plans to start your own business. However, there are steps that entrepreneurs can take to balance the heavy student loan debt and raise the capital needed to run their businesses. There are new, innovative companies that offer services and resources that assist with the process of getting your business off the ground, while maintaining a repayment plan for your student loans. Read More


11 Things Entrepreneurs Need to Know

Small Biz Daily

Entrepreneurs need many things so SmallBizDaily put together a list of 11 things entrepreneurs should know. The Survival Kit infographic will help business owners decide which card is right for their small small business and wade through the fees, rewards, and spending limits of the different card offers. Read More


The Credit-Card Survival Kit Your Small Business Needs

Entrepreneur

Although small in size, a credit card can have a huge impact on a small business. This business infographic makes it easier to distinguish the differences between available credit card choices. Beyond looking at the perks of each card, you should also consider how many cards you’ll need, what the spending limit and annual fees are, and how protected you are in case of fraud. Read More


Financial Sense 301: Making it in The Real World

Huffington Post

Graduating college and moving into the real world is the perfect time to implement good money management that will lay the foundation for a healthy financial future. Doing things like setting a budget, monitoring your debt, and thinking about the future will set you up for financial success and avoid financial pitfalls. Read More


Build Solid Credit With Solid Habits

Deseret News

Stellar credit is no accident. Consumer credit scores are calculated using what’s known as the FICO system. The system, using “predictive analytics,” takes five factors into account — payment history, debt burden, credit history length, credit mix and recent credit searches — to predict a consumer’s future credit use. Consumers who consistently maintain high credit scores share certain habits and traits. Read More


Gamblers Play Roulette With Their Financial health as States Allow Casinos to Extend Credit

The Business Journals

In order for the casinos and online gambling companies to protect their investments, they are extending credit lines to high-stakes players and allowing customers to gamble online.These proposed state bills allow casinos to extend a minimum line of credit of $10,000 that would be considered an unsecured, no-interest loan due within at least 30 days. There is no limit on the maximum amount of credit extended by casinos to their patrons. However, if the marker remains unpaid after the 30-day deadline, the interest-free loan expires, and you have just passed the equivalent of a bad check. Read More


The IRS Lets You Pay Taxes With a Credit Card. Should You?

Main Street

When tax season rolls around, some of us get a refund, while others end up owing money back to the IRS. For those who owe, you can always use your credit card, but know that it will likely not be worth it after you pay the APR and the fees. Think a rewards card will help? Think again. Read More


Full-Timer's Primer: The Fine Print

Family Motor Coaching Magazine

Consumers who work full-time are easy targets for a fast shuffle because they are busy, so reading 18-pages of fine print isn't top of mind. Small type is everywhere, from government regulations to websites, warranties, services, and even the most innocent disclosures, agreements, and waivers. Read More


Financial Sense 201: Going Beyond the Classroom and Making Smart Financial Choices Now

Huffington Post

College is often the first time many students are living on their own for the first time and having to pay their own bills. While college should be fun, it's still important that students do not develop a mindset of racking up debt now, to pay off later. Although it may not be possible for everyone to graduate from college debt free, there are some things you can do to help minimize your debt. Read More


Financial Sense 101: Prepare for College Before the Freshman Fifteen

Huffington Post

In spite of rising costs, studies indicate that a college education is still worth the investment; however, it doesn't make the financial burden easier to bear for families struggling to put their kids through school. The good news is that there are ways for students and their families to ease the financial pain and make smart choices that will help make college more affordable and set students up for financial success after graduation. Read More


Financial Education: The American Education System is Failing Our Students

Huffington Post

The essential life skill of financial literacy is severely lacking in the American education system. Most teens express the desire to learn good financial habits and money management, but few rarely get the opportunity. This gap in financial education is having detrimental effects on society, the economy, and is failing our youth. Implementing financial literacy into the curriculum in schools will lead to astronomical improvements for preparing our youth for adulthood, which will lead to an overall better future for our nation. Read More


Six Habits of People With Excellent Credit Scores

Kiplinger

Achieving and maintaining an excellent credit score can be more challenging than it sounds. Most people tend to falter simply because they do not understand what factors determine a FICO credit score. Forming these six habits will have you reaching excellent credit in no time! Read More


5 Things to Do Now to Avoid Freaking Out About Taxes in April

Main Street

Tax season is upon us and the April deadline is just about 3 months away. This guide to preparation for filing taxes for 2014 can save you a lot of time and anxiety in the long run. It's important to gather all the proper documentation and get organized early on so there's enough time to make corrections or determine if you're missing any documents. Read More


What can your credit card offer this year? Maybe a break from some holiday madness

Main Street

If you're flight gets delayed this holiday season, you can make the experience better by carrying a major credit card that offers airport lounge access. Airlines have begun making miles worth less and less. Fixed-value auxiliary benefits, however, can still give a real return. Lounge access is one of those perks. Read More


Stop Paying for Your Credit Cards and Get Your Credit Cards to Start Paying You

Main Street

Using credit cards the right way can actually make you money. Various rewards programs make it possible to earn cash back rewards or travel rewards for purchases, which is the same as putting money back into your wallet. Read More


Which Junk Mail Credit Card Offers Should You Be Saying "Yes" To?

Main Street

Most people are apprehensive about the credit card offers they receive in the mail. One expert believes you could receive a better credit card offer from snail mail because it's targeted straight to the recipient, and not open to the public. It is wise, however, to shop around to find the best deal before you apply. Read More


Cracking the Case of the Mysterious Credit Card 'Hold'

The Washington Post

Pending credit card holds are a common practice for hotels and car rental agencies. Some of these holds can take several days for held funds to be available once released, and travelers are finding this process very frustrating. Credit cards are held to verify that funds are available to pay for services received, as well as a form of insurance in the event that damage or theft occurs. Read More


10 Best Rewards Credit Cards of 2014

Go Banking Rates

If you’re thinking about getting your hands on a rewards credit card in 2015, you’ll find no two are alike. There are so many different varieties on the market today that run the rewards gamut, from cash back, airline miles, to retail points. Picking the right card can be a challenge when taking into account the best interest rate, lowest fees and highest earning potential. Read More


South East High School Announced as a Recipient of CompareCards Financially Literate Youth Grant

Patch.com

South East High School will be receiving one of the four $5,000 grants, provided by CompareCards, which will be used to purchase textbooks and various technologies that will assist them in implementing the Common Core Standards for mathematics. Read More


Brockton High Financial Fair Earns $5,000 Grant

WickedLocal.com

Brockton High School’s annual Credit for Life Fair has received a $5,000 boost.The fair, sponsored by Harbor One Bank and other community partners, will be held at the Forest Avenue School, officials said. The grant came from CompareCards, a South Carolina company that launched a grant program earlier this year to help offset the costs associated with preparing a financial education program in K-12 schools. Read More


Why Gene Simmons is Wrong About Women and Financial Dependence

Market Watch

Gene Simmons thinks women are too dependent on men, but research suggests otherwise. For a start, women are less likely to depend on their parents for money, according to a 2014 survey of 2,046 U.S. adults. Additionally, only 31% of women with living parents or in-laws receive financial support from them, compared to 41% of men. Read More


Top Frugal Tip

Scratch Wireless

Many Americans are admitting to living outside their means when it comes to credit cards. Oftentimes people make foolish decisions by using their credit cards or loans as if it's free money that doesn't need to be repaid. Before borrowing, it's always important to budget what the monthly repayment amount would be prior to signing up for any line of credit. Read More


Credit Cards For People With Bad Credit

Investopedia

Credit card approvals are on the rise for subprime consumers, or those with less than perfect credit scores. So far this year, there has been a 39% increase in approvals from last year, which is the highest peak since 2008. This is good news for consumers who are looking to improve their credit rating with subprime or secured credit cards. Read More


Understand Your Credit Utilization Ratio

Kiplinger

Common misconceptions of credit utilization can lead to people misunderstanding their credit scores. Many consumers believe they can achieve 0% credit utilization if they pay their balance in full every month, but that's not the case since your reflected bill is determined by your billing cycle. Read More


3 Startups Offer New Microloan Options for Entrepreneurs With Big Ambitions

Entrepreneur

In the United States, 543,000 new businesses are launched each month with half of all start-ups closing their doors after five years. A large contributor to failing businesses is due to a lack of funding. Alternative lenders and microloans are changing the landscape for business loans. Read More


What Marketers Can Learn From the Credit Card Industry

Forbes

In a busy world, if the offer isn’t right or relevant, consumers just won’t be interested. Most people already have a comparable product to what your brand offers, and very few people want a third or fourth, unless there is a clear benefit. These people are called the “secondary market”; they already have at least one product, so they need to be convinced that there is value in signing up for one more item or switching to another brand – or to even pay attention to an offer. Read More


How to Get a Credit Card After Being Rejected

Go Banking Rates

Getting denied on a recent credit card application is never good news because your credit is still affected, but you still don't get the card. Here are some bits of advice on how to handle your most recent credit card denial. Read More


PayPal's Mobile Credit Card Reader: What you Need to Know

Business News Daily

PayPal Here is a credit card reader used by business owners and individuals alike as a payment-processing solution. Their mobile app, fair pricing and acceptance of multiple forms of payments make it an ideal solution for payment transactions. Read More


Op-Ed: Credit cards -How many is too many?

Digital Journal

A lot of consumers ask experts if there's such a thing as having too many credit cards or not enough credit cards. The answer isn't as clear-cut as most would hope, because it depends on the consumer and their personal credit profile, such as how many accounts can they juggle and the types of cards they have. Read More


A View to a Thrill: Why Marketers Need to get Visual, Fast

Forbes

The power of visuals is both past and present and doesn't seen to be fading anytime soon. About 50 million people in the U.S. watch videos on their mobile phones, however, your marketing must remain relevant at all times. Read More


Using Balance Transfer to Solve Credit Card Problems

debtconsolidationUSA.com

Balance transfer just might be your ticket out of paying high interest rates on credit card debts. If you have a zero interest credit card available, it would be beneficial to transfer your balance to the zero interest rate account. By doing this, you will starting paying against your original principle debt instead of constantly paying the interest and never decreasing the debt. Some zero interest rate accounts are strictly for an introductory period, so its important to know how long that period is for. Read More


Credit Card Strategies for Retirees

Agingcare.com

An important time in an adult's life is when it comes time to retire. Careful planning and preparation is key to enjoying a successful retirement. Several different strategies are available to assist elders to avoid making some of the most common financial mistakes when entering their golden years. Read More


Want to Save Money on Your Credit Cards? Read the Fine Print

National Debt Relief

Credit card offers may come in the mail everyday, but its so important to read the fine print before signing up for a new card. There are many different avenues you can use to research the best fit for your wallet. Resources such as CompareCards.com, a free service, allows you to get detailed information regarding the vast amount of credit cards that are available. This service allows you to compare credit cards against one another, and decide for yourself which is the best choice for you. Read More


CompareCards.com Named to Consumer Action's Fall Credit Card Comparison Survey

Consumer Action

Consumer Action is a nonprofit organization that has championed the rights of underrepresented consumers nationwide since 1971. Throughout its history, the organization has dedicated its resources to promoting financial literacy and advocating for consumer rights in both the media and before lawmakers to promote economic justice for all. Read More


10 Weird Ways to Use Your Credit Card

MainStreet.com

Certain transactions traditionally thought to be reserved for cash only are now available on credit cards, thanks largely to technological advancements. Read More


9 Things You Should Always Buy With Your Credit Card

MainStreet.com

Generally speaking, it’s never a good idea to charge something that you’re unable to pay off in full since you’ll have to pay interest on the purchases. But there are some items that are definitely worth charging when you intend to make them without having to utilize the line of credit. Read More


7 Small Mistakes That Will Hurt Your Credit Score

Main Street

Most consumers understand that bankruptcy or foreclosure is going to tank their credit score and then negatively impact it for the next seven years, but there are plenty of other small mistakes a consumer can make that can turn a good score of 750 or higher into a mediocre 680. Read More


5 Ways To Avoid Footing The Bill For Credit Card Fraud

Business Insider

The next time you're deciding which plastic to put in your pocket, you'd do yourself an even bigger favor by checking out this one section: Security liability. Read More


The 7 Deadly Credit Card Sins

MainStreet.com

Credit cards can be a great asset or a great liability, depending on how a cardholder uses them. While you probably won’t go to hell for committing any of these sins, the financial situation you will find yourself in afterwards can certainly cause some pain to your pocketbook and damage your credit score. Read More


Consumers Tackle Credit Cards as Issuers Offer More Rewards

UT San Diego

Although total credit card debt surged at the end of last year, a survey of individual debt suggests that cardholders continued to pare down their bills in 2011 - including in San Diego. Read More


12 best credit card offers for 2012

CBS Money Watch

Credit card offers have gotten downright mouthwatering as issuers compete for the best customers. Now, a website called CompareCards.com says that 12 cards are providing such generous deals, they're virtually irresistible for those willing to switch. Read More